How Banks Can Reimagine their Business Processes to Deliver Real-Time Personalized Banking Experience

Global Financial Services

The global financial services sector is on the cusps of significant disruption, with fantasy technologies like AI and blockchain fast changing the way banks operate and deliver services to clients. More so, the emergence of financial technology (fintech) and regulatory technology (regtech) firms who continue to muscle into financial services has created a digital race of some sort in the industry.

Along with robo-investors, digital banks have been launched to help individuals transact as fast as can be imagined, and they are making a difference. The disruptive momentum of fintech vendors is helped by a growing population of tech-savvy consumers who expect personalized services.

The customer-focused nature of these new breeds of tech startups has made traditional financial institutions realize that they are at risk of falling behind in the innovation race unless they acquire transformative technologies that will enable them to keep up with advancements in an ever-evolving business environment.

Reshaping the Customer Experience by Leveraging New Digital Tools

To deliver real-time, personalized banking experience to clients, businesses need to address significant customer pain points as well as identify new ways to satisfy them in differentiated ways. Today, we live in a generation where people are never far away from a smartphone.

To put this in perspective, 87% of millennials never separate from their mobile devices, according to a report. Another report says customers use mobile banking apps 7,610 times a minute. Also, 70 percent of consumers who own a smartphone prefect transacting from their phones. These make mobile one of the most clear-cut ways to differentiate.

To meet client needs in this digital age, banks must do their due diligence to appropriately integrate digital tools such as live chat, self-service, mobile, and Omni channel support and emerging technologies like artificial intelligence into their processes.

Ways to Optimize the Customer Journey Experience

Information gathering is key to improving the customer journey. To deliver banking services in real time, banks first have to have enough data to make informed decisions. This requires gathering deep customer insights so that institutions can get a better sense of their needs, which can be achieved by investing in systems that recognize every customer irrespective of the platform used.

That said, here are the ways banks can improve banking experiences for consumers:

  1. Improve the account opening process and make the onboarding experience efficient

An exceptional account opening experience can help banks earn customer loyalty and remain competitive. To this end, institutions are advised to make the account opening process faster and provide robust mobile account opening services to make it easier for today’s connected customers to open accounts on a mobile phone. The more straightforward the process, the better the customer experience.

  1. Consider a user-friendly authentication solution

A complex authentication system can get customers frustrated. Institutions are advised to consider authentication solutions such as those based on one-time passwords, as they offer robust security and are user-friendly.

In addition, less intrusive technologies like Facial Recognition, Touch ID, and Iris Scanning are other effective solutions institutions might want to consider.

  1. Embrace the disruptive potential of AI-powered chatbots

Chatbots are some of the fascinating stories in fintech. It wasn’t so long ago that they were nothing more than automated answering agents. Today, they help address customer complaints, thanks to their ability to engage consumers with their intelligence.

Implementing this innovation will help financial institutions lower cost while improving the customer experience by providing personalized, always-on service. This is the future of Banking.

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Future of Blockchain – Wall Street

 

Future Finance Dominated by Blockchain

The main thing to know about Blockchain for someone to know is that at this time it is the next Gen of the internet. We’re still trying out where this technology is able to go, and precisely what it can perform, but there are a lot of great benefits of being on the Blockchain, and having applications on the Blockchain. However it is more than just a distributed database. Blockchain is here to stay, and the growth is exponential every day

The continuing future of finance might be dominated by Blockchain technologies. A traceable global currency complete with an excellent infrastructure can not only end in massive cost reduction for all market participants, it’ll change international banking. Bitcoin will do for payments what email did for interaction.

What are the futures?

  • Blockchain will be implemented by central banking institutions as well as cryptographically protected currencies will become reliable.
  • Nasdaq is going to launch Blockchain enable digital ledger-technology which can used to grow and increase the money control capability provided on its Nasdaq-private-Market-platform.
  • The settlement of currency, equity and fixed income trades easily through permission dispensed ledgers creates an opportunity that is significant banking institutions to push efficiency as well as possibly create newer asset classes.

Control

  • Latest technologies like Blockchain can possible decrease cyber-risks by providing identity verification thru a visible record.
  • There is absolutely no good reason why needs for numbering; preserving and indexing records as well as communicating information supplied in records cannot be met via an electronic ledger system.
  • Automobile rental agencies may make use of smart-contracts that simply permit rentals when payment’s received as well as insurance information is confirmed thru a Blockchain record.
  • A refrigerator built with sensors as well as connected to the Internet might use Blockchain to handle automated interactions with the world-anything that is external purchasing as well as investing in food to organizing for its very own software upgrades and tracking its warranty.
  • Small organizations can use Blockchain to produce reliable trading platforms among themselves.
  • Blockchain may potentially help bring robustness and transparency to the post-trade environment.
  • newer technologies like Blockchain have the prospective to reduce cyber risks by providing identity verification through a noticeable ledger.
  • A bank might pay the supplier instantly over the Internet.
  • Blockchain technology will alter timing on risk.

Crime

  • A new Blockchain startup has claimed its software might help track straight down crooks faster as well as cheaper than ever.
  • Connecticut are warning parents that newer called Bitcoin could be the culprit for helping underage drinkers to obtain buzzed Effects

Banks

  • Blockchain can be implemented by central banks as well as cryptographically protected currencies will be trusted.
  • Blockchain might replace central banks.
  • Real risks stay for banks that choose to find you in Cryptocurrency firms.
  • Blockchain technology could reduce steadily the UBS’s infrastructure expenses in cross-border payments, securities trading and compliance that is regulatory the maximum amount of as $30 billion a year by 2022.
  • The number of apps within and beyond your banking institutions might be reduced due to the fact Blockchain deal contains all information that is relevant the successful transfer of assets and/or related contracts.
  • Deutsche bank’s economist sees Blockchain as a hazard due to the insufficient the IT infrastructure to support the technology involved.
  • Ethereum is much more general purpose than bitcoin and could be useful for banks.
  • The future of finance in several countries might be dominated by Bitcoin as well as cryptocurrencies.
  • a Blockchain that is private by banks might find yourself as an extra cartel and work as poorly as the payments syndicate.
  • Banks could be the custodians of cryptographic keys.
  • The Blockchain could conserve lenders as much as $20 billion yearly in settlement.
  • Blockchain technology could possibly be used to bypass today’s centralized financial infrastructure totally.

Industries

  • Time as well as education can have to play a role as other companies are just recognizing one of the core inventions of the Blockchain is its ability to reduce or eliminate trusted counterparties within the transaction process.
  • Blockchain has the possible to create newer as well as disrupt existing technologies and processes.
  • Blockchain-technology can make the globe smaller as it does raise the speed and efficiency of transactional activities.

Governments

  • The future of finance in many countries might be dominated by Bitcoin as well as cryptocurrencies.
  • Blockchain technology could be used to distribute welfare that is social developing nations.
  • Elections are a pricey and arduous. Many Thanks to Blockchain tech they will soon be instantaneous.

 

 

 

 

 

 

 

 

 

 

 

 

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IS BITCOIN THE NEW EVERYDAY MONEY

Bitcoin has created a whole industry and a new way of doing business that one could doubt even its maker never thought possible. From its days of obscurity to its fame and notoriety, Bitcoin today is among the most hotly sought commodities in the world. But is it the alternative every day currency that Satoshi Nakamoto hoped it will be? Let’s find out…

The Economics

Bitcoin in its present form faces serious challenges as it has retracted from being the cheap means of transaction to one that has become completely uneconomical for everyday transactions when it comes to micropayments. Bitcoin miners are allowed to set their own fees for verifying transactions and as such transactions with small fees attached to them often go for days without being verified as the miners don’t find them lucrative. It is estimated that it costs up to $24 to send about $10 in Bitcoin which is just not a feasible number for businesses and customers who wish to pay in Bitcoin

Speed or Lack Of In Transaction

A perfect everyday transaction money is one that moves fluidly and very swiftly from the paying party to the recipient in the least possible time. What makes credit card payments popular is the little time it takes to process them, and this is something Bitcoin in its present state cannot just compete with. Bitcoin is only able to process a maximum of 4 transactions per second which is just not enough for a currency that could potential have millions of people trying to conduct their transactions all at the same time.

Usability

One of the other indices for the use of Bitcoin as an every currency is the safety that comes with its payment. Bitcoin transactions are completely irreversible once initiated and as such it stands at a disadvantage when compared to Ethereum and other cryptocurrencies that allow for the use of Smart Contracts which protect both buyer and seller.

Value

When it comes to actual value Bitcoin stands heads and shoulders above any other blockchain product as it is several times the value of its closest rival on the market. The hike in Bitcoin’s value has seen the increase in the reluctance of its holders to spend it on their day to day transactions, preferring to hoard it, which is why a lot of people tag it as the digital equivalent of bullion gold.

Conclusion

With a very cumbersome transaction process and high fees, Bitcoin stands at a great disadvantage to fiat as well as other cryptocurrencies that offer more efficient service, but its high value makes it the best option for storing value as far as cryptocurrencies are concerned. Therefore if you are looking for a currency to pay for your pizza and ice cream Bitcoin might not be your best choice.

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Predictive Heatmap and How It Influences the Work of Graphic Designers

Graphics and Visual Heat Mapping for Finance

Well! Graphics Designing has always been a creative and imaginative job. It might have many aspects, but the only goal of a designer is to provide such designs that tempt the user to indulge in it. Throughout much of the designing history, graphic designers have relied merely on experience, gut feeling and real human visual to decide which part of their design requires more attention and which one requires less. Until very recently, the case had been more or less the same when companies like Attention Wizard and Israeli Feng- GUI (GUI stands for Graphic User Interface) introduced an algorithm that calculates which part of the design is more relevant (where eyes provide higher attention) and which one is less, thus decreasing load from the graphic designers in imagining the parts to put emphasis on their design.

The algorithm is primarily helpful in analyzing the first impression of a design from the user/ viewer. This is probably the most promising innovation in the design world. The advent of this technology is yet another milestone in a way to AI (Artificial intelligence) and Machine Learning technology.

What is heatmap exactly?

WIKIPEDIA DEFINES A HEATMAP as a graphical representation of data where the individual values contained in a matrix are represented as colors. Color coding is then used to conclude; e.g., red indicates high temperature and blue indicates low. A similar method is used by Feng-GUI, where colors meant to represent high temperature indicate high eye attention and vice versa. Feng- GUI uses an algorithm to simulate real user.

Aspects of predictive heat mapping technology

Attention heatmap-This is a mixture of primarily two elements, the first one is eye gazing. In this, the sequence of fast and unconscious eye movements (known as saccades) is simulated which happens as the eye scans through the graphic design. The second one is predictive heatmapping. The received information is then mapped with different colors in the same fashion as heat maps. In this, more attention is considered more heat and vice versa.

Factors Considered– THE ALGORITHM OF FENG-GUI is based on periodic themes which are tracked by eye tracking devices. The significant factors considered in the procedure are color (color of the text, background, or even the slabs), orientation and curve, size and weight, density and contrast, intensity, intersection and curve, length and width, and closure.

User interfaceThese companies provide a nice interface which is easy to use. What a person has to do is to upload the graphic design, web page, advertisement, or anything that is to be examined for the heat map. The algorithm is already provided with some eye gazing results to get data about fields where an average eye focuses on. Once uploaded, the algorithm analyses different aspects of the design as mentioned in the factors considered segment and measures it to the already provided data. After the proper amalgamation of both the data, it produces a result that shows which part would be viewed with more attention and vice versa by drawing heat maps.

The inference is drawing from the result-There can be some inferences that can be drawn from the results, but in a basic sense there are only two significant conclusions. In the first case, when a scattered heatmap and busy eye gaze path is produced, it implies that the graphic design fails to prioritize the sections according to the importance and might leads to confusion which further makes the path to the failure of the design. Contrary to that, relatively simpler eye gaze paths along with a few clear hotspots particularly centered on the desired areas imply that the graphic design will be highly efficient.

Potential of the technology and market

According to Mr.Jacob Nielsen, as the technology develops and cost of eye tracking devices come down, the technology might be a new revolution. There are several factors to be analyzed to realize its real potential.

Cost – At present, new eye-tracking device costs somewhere around $40,000 to $60,000 and rental prices can go up to $3,000 per day.

Efficiency – On another note, the dependability (accuracy) of such devices at present are from 60%-70% which is set to increase in future.

Amalgamation with other sectors of technology– The technology has potential to be introduced to artificial intelligence sector by which we might be able to get designs made by computers itself.

For quality graphic designing services one can get in touch with the PROFIT SURGE SEO KANSAS City. They have a core team of experts who can take care of all the aspects of digital marketing. Graphic designing is a part of successful digital marketing. You can expect to get a complete package for your website requirements.

You can read our other blogs on the web and graphic designing which were written by expert bloggers!

March 18, 2018 at 6:47am
A TRIO OF MUST-HAVE GADGETS FOR INVESTORS Whether you’re a newbie to the world of investing or have been dabbling in the stock market for some time, you likely find yourself checking your portfolio at least once a day; after all, you want to find out if your making money, #stocks, https://t.co/anQ6rFVEiG


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What Is Going on in Equities Markets Around the World

 

Global stock markets are agonizing through some of the worst selloffs in recent history. The performance of the Dow Jones Industrial Average, the NASDAQ Composite Index, and the S&P 500 has been nothing short of disastrous heading into the month of love. Equities traders, speculators, economists, and media talking heads have used every conceivable adjective in the book to describe the torrid time that markets are enduring. Equities traders have used terms like writhing convulsions to meteoric drops, bearish markets, corrections, and worst multi-year performance.

This begs the question:  Where are markets headed?

It’s important to take a step back from the current grim reality before simply weighing in on the otherwise lackluster performance of global markets. If we look at the following major indices, we can appreciate how well they have performed, and how significant the current market movements are:

  • The Dow Jones Industrial Average is currently down 6.58% over 1 month
  • The S&P 500 Index is currently down 6.05% over 1 month
  • The NASDAQ composite index is currently down 5.75% over 1 month

When we extrapolate further, we can see that the Dow Jones has a 52-week trading range of 20,061.73 on the low end and 26,616.71 on the high-end. Clearly, the current level of 23,715.44 (Friday, February 9, 2018) is firmly in the middle. The S&P 500 index has a 52-week trading range of 2,296.61 on the low end and 2,872.87 on the high-end. The current level is 2,583.74 – again right in the middle. The tech heavy NASDAQ composite index has a 52-week trading range of 5,685.15 on the low end and 7,505.77 on the high-end. It is currently trading at 6,744.55, 1,000 points above its 52-week low.

Why Are Markets Convulsing Right Now?

Major investors, and everyday folks are scared that runaway inflation and rising interest rates could hurt stock market investments. It must be remembered that the fundamentals of the US economy are sound – there is no questioning that. According to Olsson Capital trading guru, Edward Bronstein:

 

‘We have to appreciate the bigger picture here. The Fed has been pushing to raise interest rates ever since the US economy turned the corner. By December 2015, we started to see incremental increases to the federal funds rate in 25-basis point intervals. Come Wednesday, March 21, 2018, we are likely to see yet another rate hike if stock markets stabilize and employment numbers continue to shine and inflation keeps rising.

 

According to the CME Group FedWatch tool – a great barometer of sentiment for interest rate movements, there is a 71.9% likelihood of a rate hike of 25-basis points in the region of 1.50% – 1.75% in March. Unfortunately, stock markets don’t like rate hikes, especially when they are part of a series of ongoing rate hikes. When the monetary authorities decide to raise interest rates, the value of stocks declines. The thinking is that consumers have less personal disposable income, companies are paying more in interest, and naturally this is going to lead to lower demand for company products and services, and ultimately to lower prices.

 

So, to be safe, investors take their money out of stocks and put it into safe-haven assets like gold, gold ETFs, treasuries, and interest-bearing accounts. They are also going short on derivatives trading options like CFDs and spread betting. Is the stock market going to continue its massive selloff? Probably not. But for now the safe money is on a market correction before the value-investors jump back into the markets to pick up bargain deals on top stocks.

 

While the year to date gains have been erased from major bourses around the world, we should take pause and see what US inflation figures will be before determining whether Fed action is warranted. Meanwhile, German, US and UK bonds have reacted with high volatility to current economic conditions. Oil is down, gold is down, copper is down, and the USD is down. The current trajectory of financial markets is attributed to bearish sentiment.

 

 

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4 Areas of Your Company That Are Worth Your Investment

 

 

 

 

To have a profitable and successful company you need to have your money invested in the right places. Whatever industry or sector you are trying to conquer, you have to put your money where your mouth is and show that you support all areas of your company to make it to the top.

Investing wisely in the right areas will not only help your company to grow, but it will also increase your business’ profit and help you stay ahead of your competition. However, you have to be willing to back what you believe in if you want it to work and perform. A financially healthy company is one that knows where to spend the money and why it’s important to ensure you deliver the best results for both yourself,  your employees and your customers.

Below are a number of areas within your business which you can invest in further to reap the rewards. Use these tips to understand what’s going to help you find success.

People

Your employees are the backbone of your company, and they know a good employer when they see one. They work hard each day to make sure your business is not only surviving but thriving. Invest in good people and see how quickly your company starts to take a turn for the better. Talented, smart and hardworking employees are what will take your business to another level. Be choosy about the hiring process and select candidates who have a strong character, the right skills and are onboard with your vision.

Technology

These days you’d be silly not to invest in using technology to propel your business and make it more efficient. For example, many brands are adopting Digital Banking solutions to give them more control over the financial process. It helps deepen user engagement and makes processing payments more secure. You won’t regret spending the money when daily work is completed more efficiently and quickly, and your customers are more satisfied.

Innovation

You can’t stay where you are forever. That’s why you have to invest in innovation and give people the opportunity to be creative and come up with groundbreaking solutions to some of the most complicated problems you’re facing. This is one of the only ways you’re going to beat out your competition and make a name for yourself in the marketplace. You don’t want to be chasing your rivals and wishing you were doing a better job.

Marketing

You’re not going to get very far if no one knows who you are or what you sell. You need a clear and concise marketing strategy, the right people to manage it and execute it, and strong partnerships that help you succeed. There’s not much of a future for your business without any marketing. Provide a solid budget for your team and let them show you how much of an impact it has on the success of your company. There are now many marketing channels available that require careful management and a strategic approach.

 

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Spread Betting Advantages and Disadvantages

 

 

All in all spread betting is high risk gambling. Unlike traditional methods of gambling where you only lose your stake money, when it comes to spread betting profits and losses are potentially unlimited which makes them risky. If you have tried your hand at gambling whether that is in the form of actual casinos, bets or online casinos and are feeling confident then here is what you need to know about spread betting as well as the secrets of financial betting.

The most important thing to remember before you get involved in spread betting is to actually understand what you are doing. The basic explanation of spread betting is that it simply allows you to speculate on whether the price of an asset will rise of fall, depending on your opinion and predictions. You can gamble on almost everything from shares and commodities to stock market indices and house prices. The appeal with spread betting is you don’t actually have to buy the underlying asset you want to trade, you can just take a view on the prices offered by the spread betting provider as to whether the price will increase or drop.

How Spread Betting Works

A spread bet is a bet on the future movement of an underlying asset. In general terms if you believe the asset is going to rise you place a buy bet, if you think the asset is going to fall you place a sell bet. To place a spread bet, spread betting firm offer you a quote which consists of a bid depending on whether you think the asset is going to rise or fall. If you do choose to place a buy bet your profits will rise in line with any increase in that price. If you place a sell bet your profits will rise in line with any fall. However if you have chosen to sell and the asset falls you will have dramatic losses, there are many examples of spread betting with all outcomes.

Advantages

One of the biggest advantages to spread betting is the tax break, with UK law there are no taxes on your betting profits either stamp duty or on capital gains. Another is that it can be an easy and cost effective way to trade if you know what you are doing. As when you buy shares through a broker you have to pay a fee. With spread betting that is not the case as the spread betting provider makes their money from the difference between the bid and offer prices. It isn’t just about the cost spread betting allows you to speculate on a whole range of markets that would be difficult to access otherwise.

Disadvantages

The biggest disadvantage to spread betting is that if you have chosen a market that can be very volatile, unless you place a stop loss you could have a large amount of losses if you position moves against your prediction. As a long term investment it is not viable as if you hold a bet open over a long period of time the costs associated increase and it may be more beneficial to have bought the underlying asset. Ultimately you have no right as an investor, no voting right and you will not benefit from dividends.

 

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A Comprehensive Guide to Google Map Marketing

It makes navigation easier whether you are driving or looking for a specific location on foot.  If you are a business owner with a local store in your city, you can also leverage Google Maps to increase visibility among your local target audience.

Truth be told, things are now tougher for local businesses as they are facing competition from far and wide. You have to compete with online businesses with lower overhead costs which allow them to offer lower prices for the same products and services. In fact, the internet was supposed to be a death knell for brick and mortar businesses but this has not come to pass.

 

                                     The Place of Local Search in Modern Business

 

Local search is becoming more influential as businesses seek to harness the power of the internet to bring more traffic through the door. Whether you are running a laundry business or a barber shop in your neighborhood, it is possible to boost the numbers by using local search engine optimization (SEO) tools of which Google Maps is the best.

A survey published on the Search Engine Land shows that local searches lead to 50% of the mobile visitors going to a store within the same day. The same study shows more than 60% of consumers leverage local information on Ads while 18% of local mobile searches lead to sales within a day. A similar study shows that 34% of consumers who did a local search on a computer/tablet visited the store within the day.

Importance of Google Maps in Online Marketing

From the above information, the importance of local search cannot be gainsaid and this is the reason why Google Maps must form part of your SEO strategy.  If your business is leveraging the maps and you have listed the company with NAP details, there is a higher likelihood of increased traffic. Users in the area, whether residents or visitors, will find it easier to find your location and this will in turn boost sales.

Research shows that 73% of all website users refer to Google Maps and listings to read online reviews and this should motivate you to adopt this tool as part of your SEO strategy. Your business has to be visible on Google 3-pack for you to reap the benefits. When your business shows up on that pack, the benefits of optimizing for local search become apparent.

Most people who have tried this Google marketing tool have decried how hard it is and truth be told, they are right. Like with every online marketing technique that is supposed to boost your business, there is a lot of hard work and ingenuity that is needed.

Some of the factors that are critical in giving your website a boost in Google’s 3-pack include:

  • Verification of your company on Google’s My Business page
  • Increasing presence of your business name on different online platforms including business listing platforms, Facebook, LinkedIn, Yellow Pages, Yelp, reviews and all other areas where internet users will be searching
  • Leveraging Geo-target
  • Average rating of your business and frequency of reviews on Google My Business Local Page.
  • Website domain authority

These are just a few of the factors that will determine your Google 3-pack listing. Our experts at http://www.rankingbyseo.com will work closely with you to optimize these factors to ensure your business shows up on the 3-pack.

                                         

                                   Considerations for Better Google Maps Marketing

 

The question that comes to the mind of every internet marketer at this point is how best they can optimize Google Maps to promote their business. There is no denying that most of the challenges facing local businesses can be alleviated through the right use of Google Maps but to get there, consider the following:

  1. Create a Google My Business Account – This is your ultimate tool when you are optimizing Google Maps marketing. A business account gives you a dashboard from where you can handle everything related to your campaign. When opening an account, you need to claim your business address, define your business radius, state your business category and make sure your business is Google verified.
  2. Start optimizing your listings – This is where the real work begins because you have to be proactive about the process after verifying your business. There is more information that requires updating including business hours, consolidated contact information, business descriptions and photos of your business. Every feature that makes it easier to identify your business should be included. Make sure any images included are optimized with relevant information and targeted keywords.
  3. Leverage customer reviews – One of the most effective ways to get noticed online is through customer reviews. According to a BrightLocal’s 2016 Survey, 88% of consumers trust online reviews as much as recommendations. Some review sites your business should appear in include Yelp, Urbanspoon, Yahoo! Local, TripAdvisor and Google+ Local among others. Encourage customers to leave reviews, ask for valuable feedback from customers, make sure you handle negative reviews comprehensively, talk to return customers and ask them what brought them back as they will most likely give positive feedback.

Final Thoughts

There are no shortcuts in Google Maps marketing and that’s a fact. It is one of the toughest SEO strategies to pull off yet one of the most effective. There are no hacks to getting this done but if you are proactive, it is easier to get things done. For instance, keep a close look at your brand mentions and immediately correct any inaccuracies in contact information. It is also advisable to add new content that is of high value and which contains local references. Google will make this information available to the local audience which is every online marketer’s dream. Include address, landmarks, directions and other references. You should also build links with other local businesses, especially those closely related to your niche.

With Google My Business Account, you can update all your data from Google Maps, search and Google+. It is easier and cost-effective to manage local data using this dashboard.  With all these benefits, isn’t it time you talked to a professional digital marketing specialist to leverage Google Maps marketing?

 

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Med-X Inc. Resumes Equity rowdfunding

Medical cannabis-focused Med-X, Inc. has resumed its equity crowdfunding campaign through StartEngine.com in a bid to raise $14.1 million through a minimum $420 per 700 shares.The manufacturer of non-toxic insecticide and pesticide for marijuana cultivators and publisher of The Marijuana Times relaunched the campaign on Sept. 28, 2017 following the lifting of its Securities and Exchange Commission temporary suspension arising from a late filing last year.“We have been qualified by the SEC and believe we are in full compliance to resume our Regulation A+ crowdfunding efforts once again,” said Chief Operations Officer Matthew Mills.

 

Med-X Inc. became the first cannabis company to launch a Regulation A+ equity crowdfunding campaign provided in the 2012 JOBS Act. It is also the first company involved with cannabis that StartEngine allowed to raise capital through its platform.”They let us jump on their platform, as we agreed not pursue handling the plant until it’s legal to do so,” said Mills. Mills said FundAmerica is handling the campaign that has raised under $1 million so far.The management team has been diligently working on its business model and continues positioning the company in accordance with its initial plan of operations.”The primary focus will be on the Nature-Cide product line for natural pest control in cannabis cultivation, along with the continued development of the popular online cannabis industry publication, The Marijuana Times,” according to Mills.

 

Nature-Cide

With cities in California and other states legalizing marijuana cultivation and manufacturing, the number of legal indoor pot farms and manufacturing sites for edible products is expected to increase driving demand for improving the quality and safety of local marijuana.Med-X has begun supplying Nature-Cide Pest Management and All-Purpose formulations to the cannabis agricultural and provisioning industries. It is also preparing for distribution its newly developed Nature-Cide insecticidal soil product for all types cultivators. The formulations are a proprietary all-natural essential oil insecticide/miticide/nematicide that repels and kill a wide variety of pests commonly known to damage cannabis crops. Nature-Cide products are listed on the “Approved for use in the Cultivation of Marijuana” by the Colorado, Washington and Oregon state Agriculture Departments. The listing is supported by Med-X’s 18-Month Nature-Cide Integrated Pest Management (IPM) for Cannabis Cultivation Report released in March. “The 18-month report began in 2015 shortly after realizing that the Nature-Cide pesticide products were being recognized by multiple state agricultural departments as a product that is approved for use in medical and recreational marijuana cultivation,” said Mills.

 

Growth advantage

 The legal cannabis industry grew 30 percent in 2016 in North America alone to reach to $6.7 billion because of high growth prospects in the U.S. and Canada, data from Arcview Market Research showed. Arcview is projecting a 25 percent annual growth rate with sales in North American reaching $20.2 billion by 2021. Med-X is in great position to take advantage of the opportunities in the legal cannabis space.While primarily in the business of research and development of commercial medicinal applications of cannabis, Med-X Inc. plans to address other needs required to support the fast-paced emerging cannabis industry, including compound identification and extraction from cannabis oils, along with pharmacy automation beginning with cannabis products and eventually for various pharmaceuticals.According to its SEC filings, Med-X Inc. plans to cultivate and sell high-quality cannabis for the consumer and commercial markets in areas where it is legal and when they are fully licensed to do so. “Due to our management’s hands-on background in the fields of medicine, large-scale cultivation, commercial pest management as well as operations in internet-based wholesale and retail outlets, we feel we have a tremendous advantage, and can use that skill set to climb into a growth position more rapidly than most,” said Mills.

 

About Med-X, Inc.

 Med-X, Inc. is a Nevada corporation formed in February 2014 to support the fast-paced emerging cannabis industry through such activities as compound identification and extraction of the identified cannabidiol (CBD) compound for the present medical industry demand. The company’s digital magazine, The Marijuana Times, publishes quality media content for the medical cannabis community to generate revenue from advertisers as well as sell industry related merchandise to consumers. The company is ready to bring various products to market in the cannabis, agricultural and ancillary services industries through manufacturing partnerships. For more information regarding Med-X, Inc., please visit www.medx-rx.com, email info@medx-rx.comor call 818-349-2870.

 

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Med-X Inc. Resumes Equity Crowdfunding

 

Medical cannabis-focused Med-X, Inc. has resumed its equity crowdfunding campaign through StartEngine.com in a bid to raise $14.1 million through a minimum $420 per 700 shares.

The manufacturer of non-toxic insecticide and pesticide for marijuana cultivators and publisher of The Marijuana Times relaunched the campaign on Sept. 28, 2017 following the lifting of its Securities and Exchange Commission temporary suspension arising from a late filing last year.

“We have been qualified by the SEC and believe we are in full compliance to resume our Regulation A+ crowdfunding efforts once again,” said Chief Operations Officer Matthew Mills.

 

Med-X Inc. became the first cannabis company to launch a Regulation A+ equity crowdfunding campaign provided in the 2012 JOBS Act. It is also the first company involved with cannabis that StartEngine allowed to raise capital through its platform.

“They let us jump on their platform, as we agreed not pursue handling the plant until it’s legal to do so,” said Mills.

Mills said FundAmerica is handling the campaign that has raised under $1 million so far.The management team has been diligently working on its business model and continues positioning the company in accordance with its initial plan of operations.

“The primary focus will be on the Nature-Cide product line for natural pest control in cannabis cultivation, along with the continued development of the popular online cannabis industry publication, The Marijuana Times,” according to Mills.

 

Nature-Cide

With cities in California and other states legalizing marijuana cultivation and manufacturing, the number of legal indoor pot farms and manufacturing sites for edible products is expected to increase driving demand for improving the quality and safety of local marijuana.

Med-X has begun supplying Nature-Cide Pest Management and All-Purpose formulations to the cannabis agricultural and provisioning industries. It is also preparing for distribution its newly developed Nature-Cide insecticidal soil product for all types cultivators. The formulations are a proprietary all-natural essential oil insecticide/miticide/nematicide that repels and kill a wide variety of pests commonly known to damage cannabis crops.

Nature-Cide products are listed on the “Approved for use in the Cultivation of Marijuana” by the Colorado, Washington and Oregon state Agriculture Departments. The listing is supported by Med-X’s 18-Month Nature-Cide Integrated Pest Management (IPM) for Cannabis Cultivation Report released in March.

“The 18-month report began in 2015 shortly after realizing that the Nature-Cide pesticide products were being recognized by multiple state agricultural departments as a product that is approved for use in medical and recreational marijuana cultivation,” said Mills.

 

Growth advantage

 The legal cannabis industry grew 30 percent in 2016 in North America alone to reach to $6.7 billion because of high growth prospects in the U.S. and Canada, data from Arcview Market Research showed. Arcview is projecting a 25 percent annual growth rate with sales in North American reaching $20.2 billion by 2021.

Med-X is in great position to take advantage of the opportunities in the legal cannabis space.

While primarily in the business of research and development of commercial medicinal applications of cannabis, Med-X Inc. plans to address other needs required to support the fast-paced emerging cannabis industry, including compound identification and extraction from cannabis oils, along with pharmacy automation beginning with cannabis products and eventually for various pharmaceuticals.

According to its SEC filings, Med-X Inc. plans to cultivate and sell high-quality cannabis for the consumer and commercial markets in areas where it is legal and when they are fully licensed to do so.

“Due to our management’s hands-on background in the fields of medicine, large-scale cultivation, commercial pest management as well as operations in internet-based wholesale and retail outlets, we feel we have a tremendous advantage, and can use that skill set to climb into a growth position more rapidly than most,” said Mills.

 

About Med-X, Inc.

 Med-X, Inc. is a Nevada corporation formed in February 2014 to support the fast-paced emerging cannabis industry through such activities as compound identification and extraction of the identified cannabidiol (CBD) compound for the present medical industry demand. The company’s digital magazine, The Marijuana Times, publishes quality media content for the medical cannabis community to generate revenue from advertisers as well as sell industry related merchandise to consumers. The company is ready to bring various products to market in the cannabis, agricultural and ancillary services industries through manufacturing partnerships. For more information regarding Med-X, Inc., please visit www.medx-rx.com, email info@medx-rx.comor call 818-349-2870.

 

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