Availability of Affordable Healthcare in the US

Affordable Healthcare in the US

When it comes to healthcare, the US is often seen as the nation that overspends, especially when compared with OECD countries. Such is the cost of health care that Americans spent a whopping $6.5 billion on Humira prescriptions in 2014 alone.

Humira is an injectable medication prescribed for the treatment of multiple autoimmune diseases such as rheumatoid arthritis, Crohn’s disease, ulcerative colitis, psoriatic arthritis, etc. US citizens paid an average of $2,669 for Humira. In comparison, the Swiss paid $822 for the same drug.

The same drug cost $1,362 in the UK. At this rate, citizens in the UK and Switzerland would have paid a combined $2 billion for Humira in 2014 rather than the $6.5 billion paid by Americans. Then, the US spent nearly 18 percent of GDP on healthcare.

In 2016, it spent 17.8 percent of its GDP on healthcare. A new report shows that America has one of the highest levels of spending on health care per person, with $9,403 per capita, which is almost two times what countries like Germany, Canada, Australia, Japan, the UK, France, Sweden, Denmark, and Switzerland, the Netherlands spent.

Experts argue that the US spends so much more on health care than other wealthy nations because it has much higher prices across a range of services.

States with the Most Affordable Healthcare

The US is currently the only industrialized nation without universal health coverage. That notwithstanding, some US states have enforced healthcare laws to make health care services available and affordable to uninsured residents.

According to U.S News, the state of Hawaii is the most affordable US state in terms of healthcare, as only 7.4 percent of the population are unable to afford healthcare. Iowa comes a close second with 92.3% of the population able to afford healthcare.

In North Dakota and Vermont, health care services are available and affordable to 91.8% of residents, while in Massachusetts, 91.2% of residents have access to cheap health care services. 91.1% of Americans living in South Dakota can access affordable healthcare services.

Minnesota offers healthcare services for cheap to 90.5 percent of residents. Healthcare services are also reasonably affordable in Connecticut as only 9.9 percent of residents are unable to afford to see a physician. 89.9% of residents in Washington have access to affordable health care, while in New Hampshire and Rhode Island around 89.7% of residents can afford doctor visits.

Why the US Still Lags Behind

One may blame the controversies surrounding the Affordable Care Act (ACA) for the US falling far behind other developed countries regarding access to affordable health care. However, the US would still rank far behind among advanced countries even with the ACA.

Aaron Caroll, in a report for the New York Times, stated that a large percentage of Americans were still not covered “even when the rate of the insured was best.” Also, US patients find it way more difficult to see a physician than other countries.

The main reason for this is that the fewer physicians per population than other industrialized nations. Giving people insurance will further compound the issue, as many more people will want to access care.

It remains to be seen how things will go from here. Current events,and risings costs in medical care, suggest that America is still a long walk away from making healthcare affordable.

 

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How to Ensure Employee Wellness

 

Employee Wellness

Employee wellness is a critical component to productivity and overall employee retention. It is especially important when your company does not have the global prestige or the ability to pay its employees the highest salaries for their work. By instead improving your company culture and making your business into a form of home-away-from-home, you can attract and keep the best talent for years to come. To get started, all you need to do is to follow this guide.

Employee wellness is a critical component to productivity and overall employee retention. It is especially important when your company does not have the global prestige or the ability to pay its employees the highest salaries for their work. By instead improving your company culture and making your business into a form of home-away-from-home, you can attract and keep the best talent for years to come. To get started, all you need to do is to follow this guide.

Provide a Great Break Room

You want your employees to enjoy their break as much as possible. You want them to socialize, make friends with each other, and, most importantly, be able to bring their own food. Ideally, this food will be healthy, but, at the very least, by providing them with all the basic appliances they need to prepare their pre-made food, you can help them save money. Add on top of these appliances free coffee, tea, and protein snacks to help keep them fueled and ready to go. The more social the space, the more they can enjoy their own company and give their brains the break they need to tackle their work with renewed fervor.

Set Clear Boundaries for Work/Home Life

It can be all too tempting to get that one last piece of work done at home, but you do not get to invade your employees lives to do so. Set up very clear work/home boundaries for you and your employees, and ensure that all your clients and customers understand this as well. Doing so will greatly improve your employees’ well-being and reduce stress levels significantly.

Create Strong Anti-Harassment Policies

Harassment will happen. What you need to do as an employer is set out clear rules for behavior and, more importantly, the consequences of it. Let the victims know very clearly how they can make complaints, assure them that you will start an investigation if it happens and then start correcting that behavior. If a sexual harassment complaint has come in, send the employee in question to a seminar or workshop so that they can understand what they are doing and what not to do. If that behavior persists, make the punishments more severe. The better and more fairly you address the issues, the more everyone can move forward and create a healthy workplace environment.

Offer Budget-Friendly Benefits

There are many budget-friendly benefits that you can offer. A great break room is just the tip of the iceberg. You can offer more flexible working hours, where if, for example, your employee needs to get home early to pick up the kids from school, they can make up that extra hour another time. Allow employees to have plants on their desks. Offer everyone the opportunity to learn and develop their skills through shadowing a few days a month, and so on.

Ensure They Know Their Rights

It is all too easy to keep your employees in the dark as to what their rights are but to ensure the best company culture, you need to teach them. Let them know that if they were hurt on your premises, or anyone else’s, due to negligence that it is always wise to visit the-compensation-experts.co.uk to help them stay financially secure while they recover. It might seem counter-intuitive to do this, but it shows your employees that you care about them and that you will take their safety concerns seriously. By showing your truly value every employee, you will inspire their loyalty, ensure they are happy in the workplace and keep hold of your top talent for longer.

Social Attitudes in The Workplace

As time goes on, so too will the social attitudes towards workplaces. Employees want to enjoy their work. They also want to happy. By investing in the wellness of your employees, you can better their ability to work for you and increase employee retention. A great company that cares is more important to most millennial workers than the size of their paycheck, meaning that you can attract the best talent around the world just be offering the right benefits. As you grow, they grow, and vice versa. Invest in them so that they, in turn, can make your company into the success that you have always dreamed it could be.

 

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How To Improve Your Mental Focus At Work

Staying on the ball at work is crucial if you’re going to complete tasks to the best of your ability and stay focused. If you’re feeling fatigued, low in mood, or under the weather, then you simply won’t be able to do your work as well as you usually can. It’s vital to take a day off when you’re ill, but you need to turn things around if you’re continually feeling physically tired and distracted at work. If this chimes with you, then know that you’re not alone and there are methods to try to combat these feelings. Staying mentally focussed is more achievable than you might at first think, our below tips can help you to begin improving how you cope at work and home.

Get Organized

Limit distraction and get organized to clear your mind at work. Firstly, arrange and clean your desk space from all items that don’t hold meaning or purpose. Remove clutter and anything which is broken or looks messy. If you’ve got a pile of paperwork that needs your attention, it’s time to sort it instead of putting it off. Make a concentrated effort to sort all work documentation and keep a well-organized file of all your pay stubs, your invoices, contract documentation and advisory literature. If you have a backlog of paystubs, you can save time and create them using a check stub maker. Avoid wasting your time, and company time, by being distracted by clutter and disorganization.

Avoid Distractions

This is easier said than done, but to stay focussed you have to have the mental power to stay on topic and avoid being distracted. Avoiding distraction might be as simple as working away from your friends in the team and moving to work in a more isolated space in the office. You should not be keeping your personal cell phone with you during work time, and especially during busy times when the most work is required from you. You should try and think of the cause of your distraction, and figure out if it’s because you’re anxious about something.

Stay Hydrated

You cannot afford to shirk on doing precisely this. You must stay hydrated if you’re going to improve your mental focus. Your brain is up to 80% percent water, so you must keep it topped up and ensure you’re drinking enough H2O to replenish your body’s stocks. Staying hydrated encourages you to urinate and pass toxins from your body also. Staying hydrated throughout the day is going to boost your mental focus, so give it a try before you do anything else.

Avoid Mid Afternoon Slump

Pay close attention to your diet, and in particular what you’re eating for lunch and breakfast. What you consume on your lunch break is going to affect your concentration levels after it’s over. If you’re eating a meal or snacks that are high in sugar, then you’re going to experience a sugar crash. Inevitably, what goes up must come down so you’ll hit a grouchy mood when your sugar stocks have depleted, and your blood sugar levels drop. To try and combat this, you should keep your blood sugars at a steady level throughout the day and avoid foods high in sugar and instead eat protein and carbohydrates. For a boost in mental focus, keep it topped up by snacking on things like almonds, carrot sticks, and edamame beans.

 

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Journey to a White, Bright Smile

White smiles are known for having a positive effect on an individual’s appearance. Society continues to place a lot of value on the importance of maintaining a white smile. Many people believe that one of the key aspects of anyone’s appearance is their teeth.

Oral health can affect various parts of a person’s life, including career success. One of the main things that people ask their dentists about is the possibility of achieving whiter smile. If you are not satisfied with the condition of your teeth and smile, whitening is a solution worth considering.

Teeth Whitening Options

  • Home and in-office whitening are the common methods that are used for teeth whitening. While over the counter products may cost less than professional sessions, they typically take a longer period of time, application can be inconvenient and top-quality results are not guaranteed.
  • From whitening toothpastes to strips, there are various options to choose from but the safest and fastest method is consulting your dentist and seeking professional whitening services.
  • When whitening treatments are handled professionally, appropriate materials are used to protect the gums and teeth become whiter within a relatively short amount of time.

Darkened and Stained Teeth

Your smile is among the first things that people notice. It is always reassuring to know that your teeth are leaving the right impression.

  • Different things can darken or stain your teeth. Stains can develop from smoking, red wine, soft drinks, coffee and tea.
  • Aside from lifestyle as one of the contributing factors, the natural aging process can also lead to a darker smile. The good news is that your smile can be effectively improved.
  • Dental teams provide innovative whitening options that consist of processes that aim to brighten and whiten your smile. This helps you feel and look younger as well as healthier. Visit HviteSmil

Teeth Whitening Results

Teeth whitening can dramatically improve a smile with a notable difference that will boost your overall confidence. Factors such as the condition of your teeth and their shade can affect the results but using whitening techniques correctly is a vital step in the right direction.

Home Teeth Whitening

  • With home teeth whitening, custom bleaching trays are created by taking impressions of your teeth. The trays are comparable to customized night or sport guards but they are considerably thinner.
  • After constructing the trays, whitening gel is placed within the space that has been allocated to each tooth.
  • Whitening does not usually require a lot of time. Many people observe beautiful results within a few days as they pave the way to a whiter and brighter set of teeth.

In-Office Whitening

  • In-office tooth whitening involves safely lifting stains and whitening the teeth within minutes. This effective solution is designed to get rid of tooth sensitivity and is a cost-effective whitening option.
  • Having your teeth professionally cleaned before whitening treatment is recommended for optimal results.
  • During the whitening process, substances such as Vitamin E oil are applied to the gums to prevent irritation.
  • A compact tray that is lined with gel is placed inside your mouth and an LED light is used to activate the gel.

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Tips for choosing the right workout equipment

There are many people who do not like stepping out of their home and visit a gym yet the wish to stay fit and maintain proper shape. Though workout is mostly done in a gym or under the open sky, you can also practice regular workout in your home. Workout in the home can be done with and without equipment. Here, in this article, we are sharing some important tips that you must keep in mind while you are workout equipment for your daily workout session at home.

  1. Know your workout preference: While choosing gym equipment for your home workout session, the first thing that you must do it is know your workout preference. If you are someone who likes practicing yoga, equipment like yoga mat is perfect for you as for yoga you do not need any machine.
  2. Take a proper measurement: While purchasing gym equipment it is necessary for you to take proper measurement of the space where you are planning to place your gym machines. It is a good idea to measure the space before installation of machines as it will make sure that you are purchasing equipments which are suitable for the space available. When go for purchasing, ask the seller about the measurement.
  3. Try out the equipments yourself: It is always a wise idea to try out anything before you make up your mind for purchasing it. When you test drive anything, you get know all the flaws and the benefits of that particular thing. One must only purchase an item when he or she is comfortable in using it.
  4. Fitness goal: Once you decide about purchasing a gym equipment for your home gym make sure that you know your fitness goal in advance. If you want to lose weight fast, a treadmill will be beneficial. However, if you want to gain strength you should go for more muscle building equipment. One must choose a fitness equipment which will suit his or her needs. Check here for more information about fitness equipment.
  5. Budget: When it comes to purchasing anything , budget plays an important role. When you decide on purchasing anything you should keep in mind the amount that you are willing to spend for purchasing that particular thing. Generally, one must not spend a huge amount on purchasing workout equipment for home. However, you must also avoid purchasing very cheap equipment as well.

 

 

Some  other things that you must keep in mind while purchasing workout equipment:

  • Before you purchase any equipment make sure you do a proper online research about all the equipments that can be used for home workout. You will also find many equipments that are multifunctional making them perfect for home workout as they save a lot of money and space.
  • When you plan on purchasing home workout equipment, go for equipments having long term warranty. If you do not find any such product, extend the warranty period as will cost you less as compared to repairing.
  • When someone is planning to skip the gym and workout at home instead, some equipments like exercise balls, mats and videos prove to be very beneficial. As you are working out at home, you will have no instructor, a video can help you in such situations.      
  • So these were some of tips that you must keep in mind if you are planning to purchase a workout equipment.   

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How To Choose The Right Mobility Scooter For You

 

When it comes to choosing the right mobility scooter for you, it’s easy to get caught up in the moment and choose a mobility scooter based on appearance, rather than one that accommodates all your individual needs. With such a wide range of motability scooters to choose from, when choosing the right mobility scooter for you, it is paramount that you take your personal needs into consideration, as well as your budget, to ensure your new set of wheels can help you get around with ease. Find out exactly how to choose the right mobility scooter for you below.

Your Budget

When deciding what mobility scooter to buy, there are several things you need to consider. The first step to choosing the right mobility scooter for you is by considering how much you are willing to spend on your brand-new mode of transport. Mobility scooters are available at all prices, and even some of the top of the range mobility scooters are affordable. There are numerous things that affect the price of a mobility scooter, including whether it is a 3-wheel or 4-wheel scooter, for example. Whilst 3-wheel scooters often offer far more legroom than a 4-wheel mobility scooter, 4-wheel scooters are much more stable.

Mobility Scooter Weight

The last step towards choosing the right mobility scooter for you is to consider the mobility scooter weight. It is paramount that you choose a mobility scooter that is suitable for your weight, otherwise the mobility scooter may become unstable, and you may attain injury. As a result, when choosing a mobility scooter that is right for you, it is important to keep in mind that if you buy a mobility scooter with a recommended weight capacity that is lower that your actual weight at time of purchase, the warranty will be invalid.

Types Of Journey & Terrain

The next step towards choosing the right mobility scooter for you is to consider the types of journeys you plan to make using your mobility scooter. For example, if you are a planning to make short, everyday journeys on mostly flat terrain, such as trips to the local supermarket, a Class 2 mobility scooter could be the perfect option for you. Alternatively, if you plan to mainly use the mobility scooter for days out with friends and family, the Class 2 boot scooter is great. Not only can this scooter be easily folded, but because it can be taken apart, it provides fuss-free travel for everyone involved. However, if you live in an area that boasts uneven terrain, you will significantly benefit from choosing a Class 3 scooter that you can use on the road, as well as roadside.

Storage Facilities

The third step towards choosing the right mobility scooter for you is to consider where you plan to store your mobility scooter. Knowing where you will store your mobility scooter when it is not in use is essential to ensure your mobility scooter’s safety. Ideally, your mobility scooter should be kept in a secure and dry place to ensure it stays in top condition, away from the eyes of others. If you have nowhere to store your mobility scooter externally, you should consider whether or not you will be able to get it through doorways. If you have restricted access, portable mobility scooters that fold and can be dismantled with ease may be the best option for you.

Comfort

In order to choose the right mobility scooter for you, you must consider if you have any existing medical conditions that may affect the use of your mobility scooter. If you suffer from arthritis, for example, you may want to choose a mobility scooter with lots of legroom, such as a Class 3 mobility scooter, to accommodate swollen joints for a comfortable journey time and time again.

As you can see, choosing the right mobility scooter for you is based on much more than simply the speed and appearance of the scooter, and with so many options available, the process of choosing the right mobility scooter for you can be a daunting experience. However, it doesn’t have to be. By taking the factors listed above into consideration, you can find a suitable mobility scooter with ease, perfect for all of your individual needs.

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Why You Should Consider Getting an MBA in Healthcare Management

 

Today’s job market now increasingly promotes interaction between different industries, meaning that as a professional you have more opportunities to promote your skills in new sectors of the economy. One such sector that has shown consistent and stable economic growth is the healthcare sphere. Because of technological advances and increased client need for more medical services the healthcare sphere of the economy is booming and there are now more options than ever before for individuals to get involved in this market, even if they are not traditional medical professionals. One of these new career options is healthcare management.

A New Option to Utilize Your Business Knowledge

The healthcare sphere, because of its incredible growth, is now searching for individuals who have business expertise to assist in healthcare institutions and companies from a financial or managerial standpoint. A business degree now can open doors to lucrative and competitive jobs in healthcare. While healthcare is centered around providing clients and patients with medical care, healthcare also requires incredible coordination of information, managing of teams, and other financial business.

Now, because of the growth of healthcare institutions, this type of work is increasingly being converted into managerial positions filled by professionals with business knowledge. If you possess managerial and business skills you might consider pursuing a career in healthcare that offers you stability, benefits, and opportunities for growth.

The Benefits of Working in Healthcare

Unlike other industries, healthcare consistently offers professionals excellent entry-level salaries and competitive benefits. If you have a business bachelor’s degree or are still stuck on which specialization you’re going to take, consider pursuing an MBA in healthcare management. Unlike other business or informational sectors, working in healthcare offers stability. In healthcare, the market is never down and you have the assurance that you will be able to move up the career ladder. Because healthcare is a huge and diverse field, you also have the chance to work in a variety of different locales, both nationally or internationally, increasing your ability to make lateral moves.

A Specialized Yet Flexible Skill-Set

Unlike other business degree programs, educational programs that train to directly to work in the healthcare field in a business capacity provide you with a specialized skill set that is still translatable to other industries outside of healthcare. The skills you acquire include knowledge of organizational management, data analytics, and leadership skills that are incredibly helpful in the healthcare field but will also enable you to work in adjacent industries such as the drug and chemical industries or various government agencies.

Conclusion

If you are considering going back to school to pursue a business degree that is centered around healthcare management, you can expect to embark on a career journey that will increase your salary and your level of opportunity. Business is always a smart career focus, but coupling this focus with a specialization in healthcare will maximize your potential. If you are interested in working in a high-paced and people-oriented environment in a business capacity, the healthcare sphere is the right place for you.

 

 

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