High Cable Costs Are Blowing Up !

The way we watch television today has dramatically changed from just a few years ago. It is no longer required to be tethered to the cable cord with several different streaming services such as Netflix and Hulu that could potentially save you thousands in the long run. Cable bills generally come in at a staggering two hundred dollars per month, but most streaming services have memberships as low as six dollars per month. Several new streaming services such as Amazon Prime Video, Amazon Fire TV, and Sling TV there are no longer a need for these pricey conglomerates.

There are several things you may need after you give the boot to your cable box and hardware devices you currently use to watch cable. For example, you will need an antenna, a streaming device like a smart TV, streaming stick or laptop type device and of course a streaming service.

 

Very similar performance wise to the Mohu Leaf, the Flatwave antenna costs a mere ten dollars and is powerful enough to reach broadcast singles thirty miles away. Sense you are dropping your cable provider saving, even more money, (Leaf priced at $70) only makes sense, and the size is small and can be mounted just about anywhere with its fifteen foot coax cable.

 

If you have a new smart TV, you are set to go because most of them come standard with streaming services like Netflix and Hulu already installed. If not grab inexpensive streaming sticks like Roku Ultra or a 4K player like Fire TV and Chromecast Ultra. If you’re a gamer, the PS4 and Xbox one have these streaming apps integrated in them already.

There are the common streaming services such as Amazon Prime, Netflix, and Hulu to choose from but there are some others to consider today as well. If you desire a more authentic cable viewing experience then DirecTV Now, Sling TV and PlayStation Vue will deliver. However, these replacements for your cable will cost you far more than the more common streaming services.

 

If you have not cut the cable cord yet due to losing your sports and premium channels like ESPN and HBO, we’ll wait no more, these highly sought after networks are cutting out the middle man. Every major network for sports, MLB, NFL and NBA, all have streaming services available, and you can now get HBO Live, Starz and Showtime streaming as well for a much lower price tag.

 

Cut yourself loose from the behemoth cable monopolies and start streaming your way to leaving your hard earned cash in your wallet. Stop paying astronomical costs for watching TV and stream your way into the future.

 

 

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FIRST FOODS GROUP SUBSIDIARY ‘HOLY CACAO’ TO SWEETEN THE CANNABIS MARKET

 

 

 

        Read About the amazing Developments in Edible Cannabis Chocolates

 

       World-famous chocolatier, Oded Brenner, visionary behind Holy Cacao 

 

The Chocolate Vision for Cannabis Edibles

A young public company wants to grab share in the ever-growing cannabis market. First Foods Group, Inc. (“OTCQB: “FIFG), has taken an unconventional, but creatively successful route toward penetrating the exploding legal cannabis market expected to reach over $50 billion by 2025.

The Company’s recently incorporated subsidiary, Holy Cacao, is gearing up to market premium chocolate edibles that have been created and packaged by Oded Brenner, founder of “Max Brenner, Chocolate by the Bald Man.”  Brenner’s design, marketing and culinary artistry were behind the global success of the Max Brenner brand.

‘Merchant Advances’ Advancing Company’s Cannabis Strategy

So how is First Foods able to pile on cash so fast for its cannabis coup, while still maintaining just 16 million shares outstanding and zero debt? The answer is the Company has developed a powerful, fast growing revenue stream that already has produced impressive returns for its shareholders (www.FirstFoodsGroup.com)

In October, FIFG began investing in a variety of merchant services, whereby it makes short-term cash advances to businesses in return for an agreed-upon amount of future sales, paid by the businesses in small, regular daily payments. In just one month the Company has received a whopping 24.5% return on its investments according to CEO Harold Kestenbaum in a November 22nd Press Release.

 

Start-up Capital Now in Place

CFO Mark Keeley, who heads the new First Foods Funding Division, said he has already obtained all the start-up capital needed that will enable the company to speed its plans to target the burgeoning legal marijuana industry with its unique Holy Cacao product line.

The company said acclaimed cannabis expert Rob Hunt is leading Holy Cacao’s efforts to gain traction in the legalized states. Hunt is considered one of the most knowledgeable, connected and sought-after experts in the cannabis industry. He has already introduced the brand to some of the largest players in the edibles sector, all of whom are showing interest in signing on with Holy Cacao’s aggressive growth agenda. Hunt is now negotiating manufacturing and distribution deals, anticipating product launch in first quarter, 2018.

Remarkably Self-funded

To date, First Foods Group has been entirely self-funded by the Company’s Board of Directors, a rarity for a young public entity. This has kept the number of outstanding shares at the same 16 million that was in place at the time of capitalization, with virtually no short term, long term, or convertible debt anywhere to be seen. This is a formula that experienced investors rarely overlook, as it shows that the Board has its shareholders’ long term well-being as its primary focus.

TransMedia Group Retained to Roll Out PR Campaign

First Foods Group has retained the award-winning international public relations firm TransMedia Group (www.transmediagroup.com) to publicize its progress in readying “Holy Cacao” for entry into the growing cannabis market globally.  The PR firm has a long and distinguished track record in serving clients worldwide since 1981.  TransMedia Group has helped to make many public companies and their products successful from AT&T to Rexall Sundown, whose founder Carl DeSantis credits TransMedia for the awesome success of his company, which he sold for $1.6 billion.

 

 

 

 

 

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5 Financial Planning Tips For Young Investors

 

 

 

Being a young adult can be exciting – enjoying the early stages of a career, having your own place, making new friends – but it can also be confusing and stressful. One of the reasons is money, and learning how to manage it.

In a financial literacy survey of more than 5,500 young adults, the National Endowment for Financial Education and George Washington University found that only 8 percent of those ages 23 to 35 showed a high level of financial knowledge.

“For those just starting their careers or beginning to save for their retirement, the financial planning world can be quite daunting,” says Richard Paul, president of Richard Paul & Associates, LLC  (www.rwpaul.com), a financial advisory firm in Michigan, and author of The Baby Boomers’ Retirement Survival Guide.

“One flaw of our education system is the lack of preparedness it provides for younger investors just starting off. When it comes to stocks, bonds, 401(k)s, and debt, the task of planning is overwhelming to most.”

Paul offers young adults five tips for fundamental financial planning:

  • Automate your contributions. The easiest way to invest is to automatically direct a portion of each paycheck into your investment accounts. “You’ll quickly get used to having less money to spend each month, and your savings will grow automatically,” Paul says. “And if your employer offers a match into your retirement account, be sure to take advantage of that. That’s free money.”
  • Take control of your health. You might think your health doesn’t fit into a discussion of financial planning, but being proactive when it comes to health – whether it’s getting your annual physical or daily exercise – will pay dividends in the future. “A retiree today is expected to spend $275,000 over their retirement on health care,” Paul says. “By investing in your health when you’re young, you can reduce your potential for future health care costs.”
  • Get out of debt. “Paying down your debt reduces the amount of interest expense you pay each year,” Paul says. “And often, people are paying more in interest than they are likely to earn by investing.” Studies show the average American under the age of 35 has between $23,000 and $30,000 of debt in the form of credit cards, student loans, auto loans and other forms of personal debt. According to a NerdWallet 2017 study, the average U.S. household that’s carrying credit card debt has a balance of $15,654.
  • Build and protect your credit. Your credit score is an indicator of your financial health. “The list of people who have an interest in your credit score seems to keep growing every year,” Paul says. “Damaged credit can be costly over time. Pay all bills on time by setting up payment reminders or enrolling in auto pay. Pay down balances on credit cards; high balances relative to total available credit affect your credit score.”
  • Buy into panic, not excitement. If the stock market sells off by 5 to 10 percent over any given month or week, Paul recommends you take your excess cash and buy the dip. “Only use excess cash, not any cash that is needed to pay bills,” he says. On the flip side, when the market is going up significantly Paul advises: “Wait for a correction if you’re sitting on the sidelines.”

“Young people need to know how to plan financially,” Paul says. “There’s a tendency to put it off, but that’s risky. There’s too much to lose. You’re not young forever and without a plan, you’re unprotected for your future.”

 

About Richard W. Paul

Richard W. Paul is the president of Richard Paul & Associates, LLC (www.rwpaul.com) and the author of The Baby Boomers’ Retirement Survival Guide: How to Navigate Through the Turbulent Times Ahead. He is a Certified Financial PlannerTM professional, Registered Financial Consultant, Investment Adviser Representative and an insurance professional holding life and health insurance licenses in Michigan and Florida.

If you would like to run the article above, please feel free to do so. If you’re interested in interviewing Richard Paul or having him provide comments, let me know and I’ll gladly work out the details.

 

Have a great day!

Miguel

 R Contact: Miguel Casellas-Gil: 727-443-7115 ext 214
MiguelCG@news-experts.com

Miguel A. Casellas-Gil

Print Campaign Manager
News and Experts
3748 Turman Loop #101
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Tel: 727-443-7115, Extension 214
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Professor and student

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LendIt Fintech USA 2018 San Francisco March 9-11

LendIt Fintech is the World’s Leading Event in Financial Services Innovation. LendIt Fintech hosts three conferences per year in the USA, Europe, and China. These events bring together every major fintech, blockchain, lending and digital banking companies from around the world. Professionals in the financials services industry come to learn, network and do business.

 

Online Lending, Event Management, Financial Technology, Networking, Peer to Peer Lending, Market Place Lending, Blockchain, Digital Banking, Banking, Fintech, and Financial Services

Meet Chris larson and The Lendit Team

A serial entrepreneur, Larsen, 57, cofounded the online mortgage lender e-Loan, in 1997, and, eight years later, Prosper, the peer-to-peer lender that has been valued at more than $1 billion. He seems to have hit it bigger here, even if XRP is nothing more than a speculation vehicle — and one that’s down 65% since the beginning of the year. While Larsen stepped down from the company more than a year ago, he still serves as executive chairman and tells Forbes he’s “100% focused on Ripple and helping the team any way I can.” Given these kind of numbers, he’d be crazy not to.

LendIt has always been about community. It all began back in 2012 when Jason Jones was speaking at a conference in New York that was organized by Dara Albright. He proposed creating a new event focused on marketplace lending (then called peer to peer lending), a place where the new community could come together. He had been interested in marketplace lending for some time and, along with his partner Bo Brustkern, was in the process of launching one of the first funds in the space.

At that same time Peter Renton, the founder of Lend Academy, had decided that he wanted to start a marketplace lending conference in 2013. The members of the Lend Academy community had been reaching out to Peter on the need for an industry event that would bring the community together in person.

So, it was serendipitous when Jason and Dara connected with Peter and together they decided to launch the world’s first marketplace lending conference. They had modest expectations, they just wanted to put on an event where the entire community could come together to network and learn. The first conference in New York ended up being sold out and was a big success.

Today, Jason, Bo and Peter run the LendIt conferences and Dara has moved on to launch a new venture. LendIt has grown into the largest lending and fintech conference in each of the regions they operate: USA, China and Europe.

Our conferences bring together the fintech firms, investors, and service providers

Lending

Lending has been the bread and butter of LendIt events from inception. As online lending has grown up, so too has LendIt. In the early days there were just a handful of early companies who were thinking very differently about how lending should be done. There is now a healthy ecosystem that has been built around the lending industry. At LendIt Fintech USA 2018 we’ll cover all verticals of lending. Many people are familiar with LendingClub CEO Scott Sanborn who will kick off the event. While we will cover every aspect of lending, here are a few other notable speakers:

  • Jay Farner, CEO, Quicken Loans
  • Max Levchin, Co-Founder & CEO, Affirm
  • Anthony Noto, CEO, SoFi
  • Renaud Laplanche, CEO, Upgrade

Digital Banking

Every bank needs to have a digital strategy these days. Consumers have more options than ever and companies need to check all of boxes no matter what size bank they are. We’ll hear a wide range of perspectives from startups to established banks looking to serve a younger customer base. This track will also cover mobile technology, banking infrastructure, data science, partnerships, wealth management and how banks can compete in the ever changing marketplace. Below are just a few names that we’ll hear from on digital banking:

  • Yolande Piazza, CEO, Citi FinTech
  • Suresh Ramamurthi, Chairman & CTO, CBW Bank
  • Luvleen Sidhu President, Co-Founder & Chief Strategy Officer, BankMobile
  • Jeremy K. Balkin, Head of Innovation, HSBC Bank USA
  • Nicolas Kopp, U.S. CEO, N26 Inc.

Blockchain for Financial Services

For 2018 we looked at one of the biggest new trends in financial services, blockchain and decided to create an event within our event. We are debuting our new blockchain event Blockfin by LendIt. Blockfin is co-located within the LendIt Fintech event meaning attendees have access to both events. We teamed up and are co-hosting the event with CryptoOracle. BlockFin brings together the top innovators and experts from the entire blockchain ecosystem including technology platforms, crypto companies, investors and banks for 2 1/2 action-packed days of learning, networking and business development. The event will include: 1:1 investor meetings, a demo stage for crypto funds & ICOs and 40+ hours of cutting edge blockchain and cryptocurrency content. Some names we are excited to hear from include:

  • Tim Draper Founder & Managing Director DFJ
  • Richard Craib, CEO, Numerai
  • Tom Ding, Co-founder & CEO, String Labs/Dfinity
  • Vincent Wang, Chief Innovation Officer, China Wanxiang Group
  • Kathleen Breitman, Co-Founder, Tezos
  • Catherine Wood, CEO/CIO, ARK INVEST

Specialties  In Financial Technology

This is just a taste of what you can expect out of LendIt Fintech USA 2018. You can learn more by visiting our speakers page or looking at sessions confirmed on our agenda. If you plan to attend the event, be sure to act soon as the price increases by $400 on Friday night. As a Lend Academy reader you can use our special discount code “LENDACADEMYVIP” for an additional discount.

                                       We hope to see you in San Francisco in April

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Tech Stocks are Down – Wall Street

 

Tech Stocks

Tech Stocks After a very strong 2017 for tech stocks they are now in a downturn. President Trump has attacked Amazon’s business practices. Facebook has declined amid backlash from revealing a misuse of user data. Tesla is dealing with a self driving car that killed a person.   Tech stocks showed positive growth in 2017 Facebook gained 53%, Apple gained 46%, and Alphabet gained 33%. This year the stocks have slipped respectably 12%,1.4%,and 4.3%. The Nasdaq, which is comprised of many tech stocks, has followed suit. The Nasdaq has dropped 9.9%. This number is approaching a market correction for the index. 10% is defined as a correction.

Facebook

Facebook is under scrutiny from other CEOs in the tech industry. Apple’s CEO, Tim Cook, spoke out against Mark Zuckerberg. Mr. Zuckerberg is the CEO and founder of Facebook. Time Cook is angry with the way Facebook has mishandled user data. Cook’s comments and the stories of Facebook mishandling user data has led to a lack of investor confidence in the company. It has fallen sharply since March.   The company fell another 3.07% as of 2:49pm Monday.

Amazon

Amazon has followed Apple and Aplhabet with gains in 2017, and a loss in 2018. Amazon is down after gaining 56% in 2017. President Trump has lashed out Amazon’s business practice. President Trump has stated that each package Amazon delivers it costs the post office 1.50. Investors, worried about regulation and taxation, have sold of the stock in Amazon. Amazon is down 85.06 (5.88%) as of 3:08pm Monday.

Dow Jones

The Dow Jones is down 472( -2.68%) to 2,627.  The S&P 500 is down 62(-2.8%). The Nasdaq is down 2569.1(-2.68%)  and is nearing a correction level. The nasdaq is tech loaded with tech stocks, and is following with the companies listed. Tech stocks are in a slump because of the investor concerns surrounding the companies.

 

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Gold Could Soar Ahead – Wall Street

 

 

Gold has been an interesting commodity to watch as of late, and for good reason. While market conditions and economic conditions have been improving as of late, gold continues to fly. In fact, year to date, gold has outperformed the S&P 500 with 2.4% gains in the S&P and about 3% gains in gold.  However, the gold bugs are lighting up as many believe that we’re just seeing the beginning. In fact, some believe that gold could have a dramatically positive year as all factors seem to be aligning perfectly. Pointing to inflation, a weaker USD, and coming rallies due to jewelry and gold decoration sales, the bulls are looking for great times ahead.

Inflation Is Headed Up – A Good Sign For Gold

One of the many factors that are important to pay close attention to with regard to the price of gold is inflation. At the end of the day, increases in inflation generally lead to gains in the values of globally traded commodities.  Most recent figures show that inflation is on the rise in the United States, which is a great thing for gold. In the month of December, year over year growth in inflation came in at 2.1%. While the news caused gold prices to fall slightly at the time, strong inflation generally leads to strong gains in commodities over time, which we’ve seen from gold in the first 3 months of 2018.

Inflation on The Rise in The US

Most recent figures show that inflation is on the rise in the United States, which is a great thing for gold. In the month of December, year over year growth in inflation came in at 2.1%. While the news caused gold prices to fall slightly at the time, strong inflation generally leads to strong gains in commodities over time, which we’ve seen from gold in the first 3 months of 2018.

A Weaker USD Is Likely To Help Push Gold

Another factor that the gold bugs argue is going to push the price of the commodity through the roof is a weaker USD. In general, a weaker USD in comparison to other global currencies makes gold more accessible around the world. This is the result of the fact that gold is generally priced using the USD mixed with changes in currency exchange rates as the USD weakens.

While the USD started the year off on a relatively strong note, over the past three months, the value of the currency has weakened against others, helping gold to outperform the S&P 500 thus far this year. Many believe that Donald Trump’s Presidency will likely continue to lead to weakening in the USD. At the end of the day, Trump has been clear that a strong dollar isn’t necessarily good for the United States. Therefore, the gold bugs say that his policies will likely continue to weaken the USD, helping to prop up the value of gold and other commodities.

Now Is The Time For Gold Jewelry And Decoration Demand

On top of the data surrounding inflation and the USD, the gold bugs point to one more positive. At the moment, we’re entering a season when gold jewelry and decoration demand starts to hit tremendous highs. Pretty soon, the wedding season in India will begin, and with gold being a key piece of any wedding in the country, demand for the precious metal is going to fly in the region. In general, this starts what we know to be the “Love Trade” in the gold industry with the Indian wedding season starting in September and the season of gold demand going through the Chinese New Year in February.

Gold Is Poised For Growth

Moving forward, there are several points of support for gold. With strong signals coming from inflation, the USD, and jewelry demand, we could see strong gains in the value of the precious metal ahead!

March 29, 2018 at 10:02pm
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Bitcoin Investment Worse Than Gambling Russian Minister Says

 

The Russian Opinion

Opinion is widely divided the world over on what to do with Bitcoin and its cohorts of cryptocurrencies. Just a few days when it was widely reported that the Russian government was intending some form of licensing and taxation on the cryptocurrency industry, the Russian Minister for the economy has come out with an attack on Bitcoin specifically.

The Minister in an interview expressed the view that Bitcoin investments is as unsafe they come, saying that its risks are greater than playing the roulette with your money at the casino.

Bitcoin The Extreme Volatility

Makshim Orekshin expressed the view that the extreme volatility of the cryptocoin makes it paramount that government must only allow its access to qualified investors who can read the risks involved. Mr. Orekshin at the World Youth and Students Festival in Sochi said that “Bitcoin as an asset is wildly unstable; one minute it goes tens of percents up then the next it goes tens of percents down. As an asset that is available to the layman it must not have such wild characteristics. Because you can earn big one minute and then lose everything you have the next minute”

“Those who are not familiar with the risks of such assets must not have access to it” He added further, “because in almost every instant the result will be disastrous for such people”

The Economic Minister’s comment hints that even within Russia, there is no consensus on what form of regulation the cryptocurrency industry should be placed under. Only a few days back, the Minister of Finance proposed a licensing exercise for bitcoin mines and exchanges, while the President Vladimir Putin has been reported in the past to be leaning towards creating a National Cryptocurrency controlled by the government which will be known as the CryptoRouble.

While governments continue to bicker with one another, Bitcoin and other cryptocurrencies continue their wild gains this year.      That’s a Fact Jack !

 

March 28, 2018 at 11:04pm
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March 28, 2018 at 9:32am
Six Amazing Financing Options for Start-up Businesses
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Steps For Boosting Your Investment’s Success

There are usually two ways to make a profit on your investments. One is through value investing, which involved investing when the stock that you want to buy is on sale. The other is momentum investing, where you invest when the stock is at its highest due to the idea that when something is in motion, it tends to stay in motion.  Of course, how you choose to trade when it comes to investments is up to you. What’s important is that regardless of how you choose to invest, that you understand what it takes to ensure that your investments are a success. If you need to make sure that your returns on your investment are positive, then it’s important to be mindful of the steps that you take. For everything that you need to know to give your investment the best chance of success, read on.

 Be mindful of what you invest in

When it comes to business success for investments, it’s vital that you are mindful of what you invest in. You see, not all investments are born equal, which means that if you are serious about succeeding when it comes to investment, it’s important to be mindful of what you are investing in. You need to understand what the risks are and what your chances of success are – you don’t want to invest without being mindful of what you’re investing in and what potential your investments have.

Have adequate support in place

If you are going to make a success of your investments, it’s vital that you have a strong support system in place. You can’t know everything that there is to know about your investments, which is why having some support in place, such as assistance from a financial investment specialist service such as Betterment, could be highly beneficial. When it comes to managing your investments and other finances, it’s vital that you understand how best to go about it to help increase your chances of your investment giving you the results you want.

Put enough time in

Think of your investments as a business; if you want things to go well, you need to put plenty of time and effort into it. The investment sector is adapting and changing all the time, so if you want to remain relevant, you need to do so too. That’s why it’s vital that you put plenty of time into your investment, to ensure that you are able to achieve what you want to with it. If you’re unsure about anything, take the time to research it. You can’t achieve investment success if you don’t know what you’re doing.An investment can be a great way to make a profit and increase your savings, but what it’s important to understand is that it’s not always an easy area to navigate. The investment process is one that is not simple or straightforward, there’s a lot that has to go into it, which is why it’s so important to take the time to focus on each aspect of an investment carefully.

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Prices Likely to Spike for Common and Uncommon Goods as Geo-Political Tensions Rise

 

In today’s global economy, what happens in one part of the world – sometimes in one specific country – can set off a chain reaction likely to have far-reaching effects for consumers everywhere. When Panama Disease hit and peaked in Central America in the 1950s, for example, it wiped out thousands of acres of banana plantations that caused a worldwide shortage of the fruit, even forcing growers to abandon their favored cultivar and go in search of new types. Today, most of the world eats an entirely different kind of banana – the Cavendish – because of this.

 

Like bananas, global products of all kinds are not immune to the effects of global markets. Recent announcements and economic policies have U.S. markets and consumers poised for a price hike for common steel and aluminum products. From soda cans to new cars, hundreds of industries are likely to see costs go up. Yet these products are far from the only ones being impacted by global geo-political tensions and sharp changes in demand and consumer preferences.

 

Food

Global food prices are hitting new highs as demand for meat, dairy, and wheat from countries with expanding populations continues to surge. U.N. food agency data shows global food prices are up 7 percent from a year ago and ahead 17 percent from a low set in early 2016. According to analysts, there has been a growing global demand for meat, particularly for beef. So strong is this demand that global meat has outpaced most other major food commodity groups, according to U.N. data.

 

Common Household Goods

Yes, even toilet paper is not immune to drastic price hikes and consumer panic. Just this week, a spike in the price to produce toilet paper in Taiwan cause panic to a point where lines formed outside of local grocery stores as people snapped up toilet paper and paper towels in bulk. The mess began on February 23rd when, according to The Economist, Taiwanese retailers, including several supermarket chains, said that toilet-paper producers would increase prices by as much as 30 percent in March because the cost of raw pulp had gone up.

 

Pearls

Political uncertainty in the South China sea has forced the price of pearls upward, much to the dismay of traditional brick-and-mortar and online retailers throughout the U.S. Leon Rbibo, who runs two of the top pearl websites in the U.S., The Pearl Source and Laguna Pearl, says military escalations in this part of the world can drive costs up “literally overnight,” since a large portion of the world’s favorite gemstone is imported from this area. Add to that the implications of Brexit, which is destabilizing world currencies, and you have a recipe for higher costs.

 

Gas and Other Fuel Types

There was a brief respite from the pump for many U.S. consumers over the last year, but don’t bank on that trend continuing, analysts say. According to AAA and the transportation industry, more than half of the country is likely to see a significant spike in the average cost for a gallon of unleaded gasoline. According to AAA, there are numerous reasons for the hike:

 

This year “has seen fluctuating crude oil prices, strong gasoline demand and new U.S. oil production records creating a volatile gas price market from month to month for consumers,” Jeanette Casselano, AAA spokeswoman, said. “Typically, March brings more expensive pricing as days get longer, weather gets warmer and refinery’s gear up to switchover to pricier summer blends.”

 

Bourbon (and Other U.S.-Produced Spirits)

New U.S. tariffs have other countries considering raising duties of their own. The European Union could choose to retaliate by going after peanut butter, orange juice, cranberries, and yes, even that world-famous Kentucky bourbon.

 

The European Union is the first trade partner to offer specific steps and products if the U.S. is to proceed with certain proposed tariffs, including on steel. Canada has also promised countermeasures. And Mexico, China and Brazil are said to be weighing options.

 

 

 

 

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Stock Trading vs CFD Trading: The Pros and Cons of Having Options

Traders and Investors

Traders and investors have a wide range of options available to them when dabbling in the financial markets today. Conventional investments at bricks and mortar institutions typically require the purchase of underlying financial instruments such as stocks, bonds, indices, commodities, mutual funds, and ETFs. These traditional investment paradigms are understood by traders around the world. Multiple licensed and regulated institutional brokers currently exist, offering access to the global financial markets i.e. bourses.

A wide range of investment options is currently available in this format, such as technology stocks, industrial stocks, blue-chip stocks, and the like. Popular bourses include the Dow Jones Industrial Average (DJIA), NYSE (New York Stock Exchange), NASDAQ, S&P 500, FTSE 100, FTSE 250, Nikkei 225, CAC 40, DAX 30, ASX and multiple other indices. These bourses are the de facto exchanges where public companies are listed. When day traders, swing traders, or casual traders are looking to invest their hard-earned funds in markets, they can always go the conventional route by investing in actual stocks.

Your profit potential in stocks is dependent upon asset price appreciation. This means that you will purchase the underlying asset (take ownership of that asset), and wait for it to appreciate over time. This is a slow growth strategy, and a medium to high-risk investment option, depending on market volatility and related concerns. Investors with an eye to owning stocks are typically in it for the long haul. Traders can also benefit from buying physical stocks and then selling them through day trading or swing trading actions. A day trade is opened and closed within the same business day, while swing trading references a trader’s ability to swing into the markets once he/she spots a trend. Swing trades can last as long as 2 weeks.

Stock trading is especially popular now that US markets have been injected with newfound momentum. For example, a trifecta of factors is fuelling explosive growth in the NASDAQ, S&P 500, and Dow Jones. These factors include tax reform going into effect on December 31, 2018, deregulation of the financial sector, and increased monetary tightening with higher interest rates. This is like the perfect storm for explosive stock price appreciation and traders at leading platform such as eToro can now access physical stocks and take advantage of market realities. Investment opportunities are available to traders and investors across multiple markets.

How Do Traditional Stocks Compare to CFD Stocks Trading?

The traditional investments – owning physical stocks – is still preferred by many people, but there are alternatives in the form of CFD trading. A CFD is a contract for difference. It is a derivatives trading instrument where a trader/investor does not buy the actual stock. Rather, the trader/investor buys the option to sell a contract that tracks the price movement of the underlying financial instrument. It is a fundamental difference, and there are many inherent benefits of CFD trading.  However, the benefits of CFD trading should certainly be weighed up against the merits of owning actual stocks which are an actual asset, not a derivatives product.

Here are some factors to consider when trading CFDs

  • CFD trading and tax is an important consideration. In the US, CFDs are considered swap contracts with ordinary capital gains/capital losses being used for the tax realization. In the UK, losses can be offset against profits for tax purposes. Further, there is no stamp duty, and CFDs offer 24-hour dealing.
  • CFD trading includes leverage and margin, meaning that you don’t need to have the full value of the trade amount in your account. A 50% margin only requires 50% of the trade in your account. A 2% margin only requires 2% of the trade value. In other words, the cash requirements for CFD trading are significantly less than they with stock trading.
  • It is important to remember that CFD trading and the leverage/margin elements can result in significant profits, or significant losses, depending on which way trades go.
  • CFDs are considered a hedge against traditional stock trading and investments. In other words, if stock markets are crashing, you can hedge with put options on CFDs to protect your investments.
  • CFD trading is permissible on a wide range of underlying assets such as stocks, bonds, commodities, indices, currency pairs etc.
  • CFD trading can be executed with a professional brokerage with no fees involved. Plus, there are no restrictions vis-à-vis day trading requirements.

Traders and investors have a wide range of financial instruments to choose from vis-à-vis CFDs and traditional stocks trading. CFDs are considered an outlier investment option, and are traditionally used as a hedge against downturns in stocks. Ownership of actual stocks remains the most heavily invested market when it comes to equities. Stocks trading has historically generated significant profits over time, while CFD traders are typically on the losing end of the spectrum. The FCA estimates that some 82% of traders lose money on CFD trading, owing to their lack of understanding of the financial markets, and high leverage. Picking blue-chip stocks is a safer option, albeit with an element of risk. Both of these investment options should be considered, and the merits and pitfalls weighed up against one another.

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