Why Social Trading is the Future

Social Trading Online Community

Social trading is being hailed as one of the best things to have happened to the online trading community in recent times, for good reasons. Its emergence has been made possible thanks to the internet revolution, which has enabled traders everywhere to access information and tools that were not attainable previously.

In times past, investing in commodities, forex, and indices required professional know-how and skills. Now, instead of depending on your own wisdom, you can rely on the knowledge, experience, and trading habits of other advanced traders to gain from the market. That’s the concept of social trading. But just what is social trading?

What is Social Trading?

Put simply, social trading (also known as copy trading) is a service that enables investors to copy the trading operations of professional traders. The service makes it possible for beginners to link their trading accounts to those of expert traders and replicate their trades automatically. No knowledge of the financial market is required to execute social trading.

With social trading, newbies follow the trading practices of successful traders in real time and copy their trades. Individuals build a network of traders by following advanced traders in the same way it is done on social media platforms like Twitter. Investors can trade socially on trading platforms that have copy trading functionality.

Some of these platforms include eToro, Zulu Trade, xSocial, and the MetaTrader 4 from MetaQuotes. Outside of these, many other brokerage firms allow novices to connect their accounts to those of advanced traders. Consequently, when the professional trader that is being copied exits the trade or triggers other trading feature such as the stop-loss order or take profit, the linked account replicates this practice automatically.

Social trading networks like eToro spot a “Leader Board” which lists the names of traders from top to bottom (with the most successful being at the top) based on their trading performance. This board helps make it easier for novices to identify the best performing traders to follow.

Why is Social Trading the Future?

We live in an incredibly busy world with an often frantic pace of life and busy minds. The fact that we spend most of our time rushing, trying to catch up with all of the tasks and responsibilities of the modern life means we have less time to invest in improving our trading skills.

This means that finding someone who is really great at trading is our best chance at gaining from the markets. Social trading enables traders to entrust their funds to capable hands where they know the money will be much safer.

It takes skills to beat the market regularly. Professional traders have the time to hone their skills and know where to access the right information. And while being busy may not always intrude into the rest of people’s lives, it affords them less time to acquire the necessary skill.

Social trading offers traders the opportunity to invest their funds smartly while still going about their busy lives. Those whose lives will continue to get more hectic than ever will always take the chance. The emergence of new trading tools will make social trading a lot more convenient.

Checkout Unique Finance and get a bonus from me.

Spotify’s IPO Is Like Nothing We’ve Seen Before

 

 

 

If you’re into the world of investing, you know what an IPO, or Initial Public Offering, is. This is when companies offer shares to the general public in an attempt to raise funds; the transaction that defines the difference between privately held and publicly traded. However, Spotify’s offering is very different from anything we’ve ever seen before. Today, we’ll talk about how the Spotify IPO is unique.

Bell-Ringing… Spotify Won’t Be Taking Part!

When an IPO launches, the CEO or other members from the company’s team of executives will generally ring the opening bell or closing bell for the stock exchange on which it goes public. However, that won’t be the case for Spotify. In fact, the company won’t be engaging in any self promotion or congratulatory events on the day it goes public.

That’s right, the CEO won’t be on the trading floor on April third talking about the company. Not to mention, there will not be any parties to celebrate the going public milestone. In a recent statement, Daniel Ek, CEO and founder at Spotify, had the following to offer:

                                       “For us, going public has never really been about the pop or circumstance of it all…”

 

New Shares… No Need!

Even more interestingly, Spotify will not be offering any NEW shares during its IPO! In general, when a company launches its IPO,that company will offer new shares of the stock to those that purchase through the IPO. However, Spotify is going about things in a very unconventional way.

In a recent announcement, the company said that it would not be offering new shares. Instead, all Spotify shares included in the IPO are shares held by existing shareholders. While this is very unorthodox, it’s actually very interesting and could be for a very good reason.

When new shares are included in an IPO, they are traditionally known as a lockup period. However, by only offering shares that are already held by existing shareholders, there will be no lockup period enforced by Wall Street underwriters. Is this a positive or negative? Well, no one really knows as we’ve never seen anything like this before. However, it does provide some advantages that could cause further demand among the investing public.

No Closed-Door Promotion

Finally, when a company launches an IPO, there’s quite a bit of awareness building that happens to take place. Much of this awareness building is done behind closed doors on road shows. However, Spotify has made it clear that they will not be doing any closed door promotion of the IPO. Instead, everything done will be public knowledge.

This was taken a step further on Thursday when the company first live streamed a road show. Here’s the link to the archived video. While this is unorthodox yet again, it could prove to be a positive as it will likely lead to investors enjoying the added transparency.

Final Thoughts

IPOs happen all of the time. However, this particular IPO is like nothing the market has ever seen before. Without private meetings, bell ringing events, interviews and new shares, Spotify is setting the stage for a very interesting first trading session on March 3rd.

 

March 18, 2018 at 6:47am
A TRIO OF MUST-HAVE GADGETS FOR INVESTORS Whether you’re a newbie to the world of investing or have been dabbling in the stock market for some time, you likely find yourself checking your portfolio at least once a day; after all, you want to find out if your making money, #stocks, https://t.co/anQ6rFVEiG


Checkout Unique Finance and get a bonus from me.

Your SEO success becomes evident when you focus on enhancing content

                                             What Makes SEO More Productive

You may not be doing something new when formulating your SEO strategy, but one thing you must ensure is that you have to do it differently. The implementation makes the difference because what worked for others might not work for you. Considering the ground realities and the business matrix is essential for creating strategies, but its right implementation depends on how well you can assess the strengths and weaknesses of your business.  It is not enough to  CREATE GOOD CONTENT if you cannot support it with a proper distribution that is essential for building a strong SEO campaign. In this article, we have discussed some tactics that could strengthen the  SARASOTA SEO campaign and give you more confidence in implementing it.

Create engaging content

When defining the quality of content, we usually focus on the quality of information and its authenticity that determines its value. However, another significant factor contributes to the value of content.  It is the level of engagement that the content is capable of creating. It does not matter how much information you pack the content if readers do not find it interesting. Only when the content is interesting and relevant, it conveys real value to readers as well as search engines.

Engaging content is attractive to search engines, as it is capable of driving traffic and create more conversions that lead to increased revenue. The engagement level affects the CTR and the more time visitors spend on the website is a factor that affects the search rankings positively.

Give a new purpose to old content

Treat content as a valuable asset, take care of it by proper storing, and maintain an inventory so that you can review it periodically and when needed, pull out some of the old content for publishing once again. No, you should not use the same content in the way it had appeared earlier.  First, you have to choose the content by considering how relevant the topic is at that time. If you find it relevant, you must add more value to it so that it does an interesting reading. You can do it by giving a new purpose to the content. When you are  RE-PURPOSING THE CONTENT , you are doing one of the two things – creating the content for a new target audience or recasting the content to change the format.

It is important to know that re-purposing content does not mean revamping it.  Revamping means refurbishing the content to update information and data without changing the purpose for which it was created and then serving it to the same audience.

Take the blogging route

Blogging is an interesting way to create attractive and valuable content for both users as well as search engines.  Blogs are powerful media for communicating with the audience by sharing valuable information and tips while providing solutions to problems that they might be facing. It provides unique opportunities for establishing your authority in the business niche, as you can express your views and opinion on topics related to the business. The more authority you demonstrate, the website gains more value that starts receiving links from other sites. Earning backlinks is a vital gain as it impacts the search rankings favorably.

High-quality blogs attract Google towards it that finds a reason to attach more value to the website. Moreover, sites that carry blogs have a much higher rate of indexing by search engines, and it can be as high as 434 percent as compared to websites without blogs. The returns from blogging are most for e-commerce sites that experience 13 times better ROI than websites that do not have blogs.

Use long-form content

Pay attention to create long-form content that can be a potent weapon to beat the competition. The content of 2000 words or more is ideal long-form content that results from good research and carries authentic and valuable information that the audience would like. Well, structured long-form content does an interesting reading and ranks much well for the same keyword as compared to shorter content. Search engines also like long-form content that complies with its guidelines of publishing high-quality content that influences search results, though not directly

Mobile optimized content

To reach out to the largest section of the audience that uses mobile devices, almost 80% users come under this category, ensure that you have a responsive design for the website. It would ensure that the content reaches the mobile users who are certainly the dominant force for marketers to target. Responsive design ensures that the content is suitable for viewing on small screens without sacrificing its ease of reading. Viewers can see the full display of content prominently on small screens with minimum scrolling.

       As you are strengthening the content, the positive effects of SEO  become visible.

Checkout Unique Finance and get a bonus from me.

Telegram Founder: Crypto Mining Malware Not An App Flaw

 

 

There was a report by  that the attackers had discovered an exposed backdoor in Telegram Messenger, this vulnerability helped the attackers unknown to the owners turn computers into cryptocurrency miners.

These clandestine crypto mining operations had been going on since March 2017 reported Kaspersky Labs, the company that discovered and exposed the cyber attacks. Kaspersky also said a zero-day vulnerability in the Telegram messenger desktop app gave the attackers the ability to create and spread a never before seen the type of malware that could create a backdoor Trojan and also mine cryptocurrency.

 

A Kaspersky lab analyst said they had found quite a number of possible actions of the zero-day exploitation which asides from being spyware and malware, could also send unknown and unseen software for mining cryptocurrency, and that infections like that had become a global phenomenon.

Here is a little insight into the operation of the Telegram vulnerability; there is a way the Telegram Windows client deals with the RLO (right-to-left override) Unicode character (U+202E), in that process lays the vulnerability. However, that RLO Unicode Character is how languages are written from right to left (like Hebrew or Arabic) are coded. Kaspersky’s report states that a hidden RLO Unicode Character contained in the file name that flipped how the characters were ordered, thereby giving the file a new name was how the malware creators got access to computers. Like in this example, an attacker names a file “IMG_high_re*U+202E*gnp.js” and sends to someone using the Telegram messenger, the file seen at the User’s end will be “IMG_high_resj.png” (notice how a flip has happened to the file format), the user then clicks on the file thinking it is a picture file, then a JavaScript file containing the malware would be secretly downloaded.

                                                 Founder of Telegram

 

However, the founder of the Telegram application did not waste time in deemphasizing the allegations. He is of the opinion that antivirus companies always do the most at stretching the severity of their results, just to excite the public, and as such, should not be taken seriously. He also rebuffed Kaspersky’s claim by explaining that what they uncovered was nothing near a vulnerability of the Telegram messaging app, and also that there was no way cybercriminals could gain access to users’ computers without the users opening something malicious. He further assured Telegram users that they were safe and had always been safe.

According to Kaspersky, Fantomcoin, Monero, Zcash and other cryptocurrencies were acquired, and according to the evidence they had, Russians were behind the malware, and also that it could be used as a backdoor for hackers to gain access and silent control of users’ computers. Records of a Telegram local cache which most likely was stolen from victims was found in the process of doing their analysis of malicious servers.

One sure way to guard against such attacks is to avoid downloading and opening suspicious files from untrusted and unknown sources, as that suspicious file could be a portal for attacks.

Checkout Unique Finance and get a bonus from me.

Arizona Law to Delineate ICOs and Securities

 

The world might be deliberating prohibitions and regulations on crypto activity, but in Arizona, they have embraced it so wholeheartedly that public records show that there has been a hike in the number of blockchain bills in the state’s legislature.

The state’s Senate has already passed a bill that approves its inhabitants to be able to pay their taxes in cryptocurrency. This new bill didn’t just pass all the stages in Senate as smoothly as one would believe. Arizona’s Senate minority leader Steve Farley was of the opinion that the volatility of the bitcoin might be a problem when it relates to tax payments. His fears were somewhat allayed when Arizona’s Department of Revenue confirmed that they would have only 24 hours to change the bitcoin payments into dollars.

The bill has already gone on to the state’s House of Representatives. If it is successfully passed, the state could soon start collecting bitcoin as an accepted form of tax payment.

Jeff Weninger, a Republican member of the Arizona House of Representatives (who was also very instrumental in the passing of the first bill) introduced two new different means focused on blockchain – one of which would start the process for an administrative structure for initial coin offering (ICOs) implemented in the state.

It should be noted that two new bills brought up by the representative comprise of words like “blockchain”, “virtual coin”, “virtual coin offering” and they are potential terms that might be added to the Arizona government’s catalog of definitions.

The virtual coin is defined in the first bill as a medium of exchange that can be traded digitally. A virtual coin has virtual value and can be used to store value.

The second bill tweaks the provisions of the Arizona Revised Statutes that pertain data created and stored by blockchain. The bill is in relation to the one that legitimized blockchain signatures and smart contracts implemented last year. This bill makes digital signatures have the same enforceability as written signatures. Arizona’s law now directs that smart contracts are to be also recognized and enforced.

The Arizona Electronic Transactions Act (AETA) provides that virtual signatures areas enforceable as written signatures. HB 2417 stipulates that signatures, e-records, as well as smart contracts — made through blockchain and entrenched by UCC Articles 2, 2A, and 7 — are recognized as legal e-signatures under the appropriate Arizona Act.

Using the “killing two birds with one stone” analogy, the legislature arm of the Arizona government has given a very comprehensive definition of cryptocurrencies and has ensured a solid foundation for contracts which are implemented using them. This means it’s now easier for people to meddle in the cryptocurrency world while ensuring they can do business with it.

It is worth to mention that the Arizona government perpetually sets up processes that strengthen the harnessing of the blockchain technology’s features.

Weninger is of the belief that cryptocurrency payments posses a multitude of merits which include the ease at which it can be used and the convenience it has.

 

Checkout Unique Finance and get a bonus from me.

How Is Bitcoin Marketing Itself

As a result of the Greek economic downturn and financial crisis as a whole, Bitcoin found itself at the centre of the news debate. Due to its natural characteristics, its decentralised platform, and ultimately its fascinating make-up due to the blockchain technology on which it is based, Bitcoin offers an exciting new wealth of opportunities. With the development of the bitcoin gambling casino which has introduced provably fair gaming to the online world and implementation by brands such as Subway and Steam, the cryptocurrency is continuing to grow. Despite numerous restrictions being placed on Bitcoin, the debate around its potential is continuing, and in turn the cryptocurrency has begun to market itself. Here, we’re taking a look at how.

The Characteristics Of Bitcoin

There are numerous exciting opportunities which Bitcoin provides, and a lot of these come from the characteristics behind the blockchain technology which makes up the cryptocurrency. Firstly, the decentralised element to the Bitcoin offers numerous advantages which is actually leading to disrupt numerous financial institutions. Despite its unpredictability and its evolution under the auspices of a nebulous entity, it is this challenging nature which is actually attracting numerous investors. The cryptocurrency is almost completely anonymous, and as such, many users feel protected when making purchases.

The blockchain technology itself is also exceptionally secure, with fraud being somewhat deterred by the make-up of the cryptocurrency. All of these characteristics have gradually marketed themselves, and with the boom in investment, more individuals are turning to this cryptocurrency as an alternative payment method.

Price Performance

A major indicator of the cryptocurrency’s growth is its price performance, and with the huge amount of investment going into the currency in recent months, it’s unsurprising to see that the price has boomed. Despite many critics believing that the currency remains unstable, the Bitcoin is marketing itself as a well-performing investment opportunity for many. While many are concerned about the regulations which are beginning to be imposed, these will only stabilise the cryptocurrency, further opening opportunities for use.

 

Fear By Financial Institutions

One of the major marketing aspects for Bitcoin is the fear it has imposed in some traditional financial institutions, which may now have to evolve their techniques in order to keep up with this ever-growing technology. While traditional financial institutions may see this as a negative, consumers and individuals will see this as a positive, as banks will now have to adapt their methods in order to keep funds as secure, yet accessible, as possible. Some financial institutions, such as Barclays, have already started to adopt cryptocurrency and blockchain technology, and have begun discussions with regulators on how to bring this technology into play more efficiently. With big brands such as these, alongside the likes of Subway, Microsoft, PlayStation and more embracing this technology, Bitcoin is being marketed in more ways than ever before.

While many associate Bitcoin with having an image issue, in modern times, this is very much the opposite. With increasing regulations being implemented, Bitcoin is only going to stabilise more efficiently, and as a result grow with more investments. Since the boom, Bitcoin’s marketing has been handled by the news and simply by word-of-mouth.

Checkout Unique Finance and get a bonus from me.

Most Popular Social Media Apps

For any brand, it is imperative to understand which social media apps are popular. You should do a market analysis so that you can tell which apps most of your customers are using. Online shopping has been integrated with social media apps, and as long as you can understand the shopping behaviors of your potential customers, then you will be able to get a huge share of the market.

 

Why Use Social Media

Social media has taken over the marketing industry to a great extent, there fore it is imperative to learn more of the benefits of Social Media Marketing.  A number of studies indicate that most customers discover new items through social media. With the advance of technology, most shoppers use mobile devices for general browsing, and this is what necessitated the introduction of social media apps. Some of the benefits that you stand to gain through social media apps include:

Benefits  of Social Media Apps

  • Get to promote your brand through posts and links to the products that you want to sell. This is a very simple, but quite effective method of marketing, which allows you to target specific people.
  • You will increase your turnover and revenue by embracing social media marketing.
  • Social media provides consumer insights and demographics, which you can rely on to make informed marketing decisions.

Instagram allows you to promote your brand extensively, through images. You will be able to find creative images, which you can be used to introduce new products and promote existing merchandise. People seem to appreciate the visual content to a great extent, which has made Instagram, become a big hit.

 

With the option of posting updates, Twitter has become one of the best social media apps for sending messages to your target audience, in the form of tweets. There is a limit of 140 characters, and as such, you should come up with precise posts that relay your message effectively. Twitter gives you the benefit of tracking your conversations and how viral the post goes.

If you are looking for professionals that can help you grow your business, then you should get active on LinkedIn. Put up an appealing profile page, which allows people to be able to get all the details about your company. You can use LinkedIn to promote your business through these professionals.

 

Facebook appears to be the mother of social media, and it has done incredibly well to keep up with the trends. This is, by far, the largest social network, and as long as you can understand how to make use of it, you will have a great opportunity to reach out to potential customers. With Facebook, you can post content, images and even videos, which allows you to reach a wider target audience. Every brand should be on Facebook and learn how to use it, in a professional manner.

These are some of the main social media apps, which can be used for different purposes. If you choose to use social media marketing as the main method of promoting your business, then you need to take note of these social media apps.

 

 

Checkout Unique Finance and get a bonus from me.

How To Become A Successful Entrepreneur

If it’s your goal to be an entrepreneur, then it’s important to know what it takes to excel in the role. Don’t let anyone tell you that you’re not cut out for the job. If it’s what you want to do, then set it as a goal and work toward achieving results.

Unfortunately, it’s not going to happen overnight. You have to be willing to put in long hours and be determined to keep going no matter what. Believing in yourself and your abilities is half the battle. To help you in your entrepreneurship endeavors and increase your confidence, here’s how to become a successful entrepreneur.

Always be Networking

Always be networking and building relationships wherever you go. A lot of the time, business is about who you know and people having your back throughout the process, supporting your decisions and offering useful insight and advice. You want to get to know people who are equally invested in being a successful entrepreneur and who you can exchange ideas with to help each other succeed. You never know who will turn into a client or help you gain a big break for your company.

Educate yourself on Various Topics

Don’t limit yourself to what you know. Expand your horizons and understand what it means to run a business as a whole. Invest time in subject matters like finance, operations and IT. If the cloud interests you, take the time to investigate more about it and how a trusted CASB can help you keep your business and its data secure when using cloud services. While you may not be in charge of these tasks once you build your team, you do want to have an understanding of these areas and know what’s going on within your company at all times.

Work Hard

Working hard seems obvious, but a lot of people don’t make it because they choose not to put in enough time and energy to build a fully-fledged business. You need passion and enthusiasm behind your project. There’s no room for complainers or whiners when it comes to being a thriving entrepreneur. Challenge yourself and don’t let fear get the best of you. Keep your focus by taking care of yourself and setting goals that align with your business plan. Roll up your sleeves and dive in with a positive attitude and keep your head down. Once you’ve got your business printing the distance, you can consider adapting your work ethic.

Take Risks & Trust yourself

Get comfortable taking risks and not always being able to predict the future. Do the work, make the calculations and then trust that you’re making the right move. You won’t grow and learn if you don’t stretch yourself and try new options. No one ever made it big by staying where they were or doing what they’ve always done. Learn to listen to your gut and make decisions quickly and efficiently to keep the business heading in the right direction.

Conclusion:

Don’t let anyone ever tell you that you don’t have the talent to be a business owner. Use these guidelines to understand what you need to do and then give it your all. This is how to become a successful entrepreneur.

 

Checkout Unique Finance and get a bonus from me.

Spread Betting Advantages and Disadvantages

 

 

All in all spread betting is high risk gambling. Unlike traditional methods of gambling where you only lose your stake money, when it comes to spread betting profits and losses are potentially unlimited which makes them risky. If you have tried your hand at gambling whether that is in the form of actual casinos, bets or online casinos and are feeling confident then here is what you need to know about spread betting as well as the secrets of financial betting.

The most important thing to remember before you get involved in spread betting is to actually understand what you are doing. The basic explanation of spread betting is that it simply allows you to speculate on whether the price of an asset will rise of fall, depending on your opinion and predictions. You can gamble on almost everything from shares and commodities to stock market indices and house prices. The appeal with spread betting is you don’t actually have to buy the underlying asset you want to trade, you can just take a view on the prices offered by the spread betting provider as to whether the price will increase or drop.

How Spread Betting Works

A spread bet is a bet on the future movement of an underlying asset. In general terms if you believe the asset is going to rise you place a buy bet, if you think the asset is going to fall you place a sell bet. To place a spread bet, spread betting firm offer you a quote which consists of a bid depending on whether you think the asset is going to rise or fall. If you do choose to place a buy bet your profits will rise in line with any increase in that price. If you place a sell bet your profits will rise in line with any fall. However if you have chosen to sell and the asset falls you will have dramatic losses, there are many examples of spread betting with all outcomes.

Advantages

One of the biggest advantages to spread betting is the tax break, with UK law there are no taxes on your betting profits either stamp duty or on capital gains. Another is that it can be an easy and cost effective way to trade if you know what you are doing. As when you buy shares through a broker you have to pay a fee. With spread betting that is not the case as the spread betting provider makes their money from the difference between the bid and offer prices. It isn’t just about the cost spread betting allows you to speculate on a whole range of markets that would be difficult to access otherwise.

Disadvantages

The biggest disadvantage to spread betting is that if you have chosen a market that can be very volatile, unless you place a stop loss you could have a large amount of losses if you position moves against your prediction. As a long term investment it is not viable as if you hold a bet open over a long period of time the costs associated increase and it may be more beneficial to have bought the underlying asset. Ultimately you have no right as an investor, no voting right and you will not benefit from dividends.

 

Checkout Unique Finance and get a bonus from me.

How to Improve Your Business Brand

If you have a business that is not doing as well as you hoped it would, then there can be many reasons for this to happen. Trying to identify the cause can be a long and laborious process. However, there can be ways that you can improve your brand awareness and its reach to get your company back on track.  Here are a few ways that you can rebuild your brand and make it more recognizable to your values.                                                                                                                     

Your Values

 Firstly, you need to think about the values of your company. Take a look at your website and other media, does it accurately reflect your values? If it doesn’t, then reevaluate the wording you are using to give it a closer match to your core values.  Then think about whether those values fit in with those of your customers and clients. It is important that you all know where you are going, and that you are happy with the way things are.

 

What Products Do You Buy? 

A little brainstorming is a good thing, think about what you buy as a customer. Think about what it is about the products you buy that makes you stay loyal to that brand.  What is it about the price, quality and presentation of the things you buy, that appeal to you? Once you have an idea of the aspects you like, you can apply the same fundamentals to your own company, and using similar tactics in your own company will lead to better performance.

Be Your Company’s Ambassador

 The best person to promote your company is you. If you believe enough in your company to become its biggest fan, then everyone else will see this and appreciate your effort. Try wearing a shirt or carrying a bag with your company name on it. Add a sticker to your car, or wear a color that signifies your company. It is the little things like these that can influence observers to become your customers. After all, if you won’t wear your brand, then who will?

Relaunch

 

If you think that there has to be a company relaunch to improve your sales, then try to do so in a creative way. Create a strategy to inform people about it so they know what is about to happen. Tease your customers with it, so it builds the intrigue and the anticipation. Many companies are good at doing this.   Try a different logo as well; you know how you want your company to be rebranded, so you are the ideal person to be the logo designer,  free software such as Adobe Spark has some great templates to get you started.

 

Promote

 You need to promote your company and its redesign effectively, or you will be back to where you were before. Think about the ways you promote your company and identify the areas that require improvement, turn your thoughts into a hard strategy to ensure that you take full advantage of your relaunch.  After all of this, you need to monitor how this new approach is working carefully. See if there is any increase in traffic to your site or more hits to your social media. Then you can see if your hard work has paid off, and be prepared to make adjustments until it has paid off.

 

Checkout Unique Finance and get a bonus from me.