WHY WE CELEBRATE THE 4TH OF JULY IN AMERICA

The Fourth of July—also known as Independence Day or July 4th—has been a federal holiday in the United States since 1941, but the tradition of Independence Day celebrations goes back to the 18th century and the American Revolution. On July 2nd, 1776, the Continental Congress voted in favor of independence, and two days later delegates from the 13 colonies adopted the Declaration of Independence, a historic document drafted by Thomas Jefferson. From 1776 to the present day, July 4th has been celebrated as the birth of American independence.

 

 

The Declaration of Independence is the statement adopted by the Second Continental Congress meeting at Philadelphia, Pennsylvania on July 4, 1776, which announced that the thirteen American colonies,[2] then at war with the Kingdom of Great Britain, regarded themselves as thirteen newly independent sovereign states, and no longer under British rule. Instead they formed a new nation—the United States of America. John Adams was a leader in pushing for independence, which was passed on July 2 with no opposing vote cast. A committee of five had already drafted the formal declaration, to be ready when Congress voted on independence. The term “Declaration of Independence” is not used in the document itself.

John Adams persuaded the committee to select Thomas Jefferson to compose the original draft of the document,[3] which Congress would edit to produce the final version. The Declaration was ultimately a formal explanation of why Congress had voted on July 2 to declare independence from Great Britain, more than a year after the outbreak of the American Revolutionary War. The next day, July 3, John Adams wrote to his wife Abigail: “The Second Day of July 1776, will be the most memorable Epocha, in the History of America.”[4] But the national birthday, Independence Day, is celebrated on July 4, the date that the Declaration of Independence was signed.

After ratifying the text on July 4, Congress issued the Declaration of Independence in several forms. It was initially published as the printed Dunlap broadside that was widely distributed and read to the public. The source copy used for this printing has been lost, and may have been a copy in Thomas Jefferson’s hand.[5] Jefferson’s original draft, complete with changes made by John Adams and Benjamin Franklin, and Jefferson’s notes of changes made by Congress, are preserved at the Library of Congress. The best known version of the Declaration, a signed copy that is popularly regarded as the official document, is displayed at the National Archives in Washington, D.C. This engrossed copy was ordered by Congress on July 19, and signed primarily on August 2.[6][7]

 

This man of only 33 years old, wrote the original rough draft of the Declaration contained a line condemning slavery: “He has waged cruel war against human nature itself … in the persons of a distant people who never offended him, captivating and carrying them into slavery in another hemisphere, or to incur miserable death in their transportation thither … suppressing every legislative attempt to prohibit or to restrain this execrable commerce determining to keep open a market where men should be bought and sold.”

The Federal Constitution

The People Of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defense, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America. https://www.archives.gov/exhibits/charters/constitution.html

The Federal Convention convened in the State House (Independence Hall) in Philadelphia on May 14, 1787, to revise the Articles of Confederation. Because the delegations from only two states were at first present, the members adjourned from day to day until a quorum of seven states was obtained on May 25. Through discussion and debate it became clear by mid-June that, rather than amend the existing Articles, the Convention would draft an entirely new frame of government. All through the summer, in closed sessions, the delegates debated, and redrafted the articles of the new Constitution. Among the chief points at issue were how much power to allow the central government, how many representatives in Congress to allow each state, and how these representatives should be elected–directly by the people or by the state legislators. The work of many minds, the Constitution stands as a model of cooperative statesmanship and the art of compromise.

The Reasons Why We Have the Constitution

The Declaration of Independence, approved July 4, 1776, listed the reasons why Americans declared their independence from King George:
“He has made judges dependent on his will alone …”
“He has erected a multitude of new offices, and sent hither swarms of officers to harass our people and eat out their substance.”
“He has kept among us, in times of peace, standing armies …”
“To subject us to a jurisdiction foreign to our constitution…”
“For quartering large bodies of armed troops among us …”
“For imposing taxes on us without our consent …”
“For depriving us in many cases, of the benefit of trial by jury …”
“For … establishing … an arbitrary government …”
“For … altering fundamentally the forms of our governments …”
“He has plundered our seas, ravaged our coasts, burnt our towns, and destroyed the lives of our people.”
“He is at this time transporting large armies of foreign mercenaries to complete the works of death, desolation, and tyranny …”
“He has excited domestic insurrections amongst us, and has endeavored to bring on the inhabitants of our frontiers, the merciless Indian savages whose known rule of warfare, is an undistinguished destruction of all ages, sexes and conditions …”

 

 

Called the “Chief Architect of the Constitution,” he wrote many of the Federalist Papers which helped convince States to ratify the Constitution. He introduced the First Amendment in the first session of Congress. This was James Madison, born MARCH 16, 1751. During the War of 1812, Madison proclaimed two National Days of Prayer, 1812 and 1813. When the British marched on Washington, D.C., citizens evacuated, along with President and Dolly Madison. On August 25, 1814, as the British burned the White House, Capitol and public buildings, dark clouds began to roll in. A tornado sent debris flying, blew off roofs and knocked chimneys over on top of British troops. Two cannons were lifted off the ground and dropped yards away. A British historian wrote: “More British soldiers were killed by this stroke of nature than from all the firearms the American troops had mustered.” British forces fled in confusion and rains extinguished the fires. Madison then proclaimed a National Day of Public Humiliation, Fasting & Prayer to Almighty God on November 16, 1814. Two weeks after the War ended, Madison proclaimed a National Day of Thanksgiving & Devout Acknowledgment to Almighty God, March 4, 1815.

Who Signed the Constitution?

1 George Washington Virginia
2 George Read Delaware
3 Gunning Bedford, Jr. Delaware
4 John Dickinson Delaware
5 Richard Bassett Delaware
6 Jacob Broom Delaware
7 James McHenry Maryland
8 Daniel of St. Thomas Jenifer Maryland
9 Daniel Carroll Maryland
10 John Blair Virginia
11 James Madison, Jr. Virginia
12 William Blount North Carolina
13 Richard Dobbs Spaight North Carolina
14 Hugh Williamson North Carolina
15 John Rutledge South Carolina
16 Charles Cotesworth Pinckney South Carolina
17 Charles Pinckney South Carolina
18 Pierce Butler South Carolina
19 William Few Georgia
20 Abraham Baldwin Georgia
21 John Langdon New Hampshire
22 Nicholas Gilman New Hampshire
23 Nathaniel Gorham Massachusetts
24 Rufus King Massachusetts
25 William Samuel Johnson Connecticut
26 Roger Sherman Connecticut

Something to Think About

And with the Constitution being written, and designed with purposeful Intent, and accurately worded, to protect our rights as free citizens today, all the Great Americans of the time, the signers of this great Constitution , would be appalled by the state of our Government today. Our Forefather, the “Authors” of our fate for the future of this great country would roll over in their graves today upon seeing the State of The Union in the United States of America. Do Something good for your country in the Month of Freedom, the month of the July.

 

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MEMORIAL DAY 2018 – Wall Street

Memorial Day or Decoration Day is a federal holiday in the United States for remembering the people who died while serving in the country’s armed forces.[1]The holiday, which is currently observed every year on the last Monday of May, will be held on May 28, 2018. The holiday was held on May 30 from 1868 to 1970.[2] It marks the unofficial start of the summer vacation season,[3] while Labor Day marks its end.

Many people visit cemeteries and memorials, particularly to honor those who have died in military service. Many volunteers place an American flag on each grave in national cemeteries.

Memorial Day is not to be confused with Veterans Day – Memorial Day is a day of remembering the men and women who died while serving, whereas Veterans Day celebrates the service of all U.S. military veterans.[4] It is also not to be confused with Armed Forces Day, a minor U.S. remembrance celebrated earlier in May, which specifically honors those currently serving in the U.S. military.

History

The practice of decorating soldiers’ graves with flowers is an ancient custom.[5] Soldiers’ graves were decorated in the U.S. before[6] and during the American Civil War.

Some believe that an annual cemetery decoration practice began before the American Civil War and thus may reflect the real origin of the “memorial day” idea.[7] Annual Decoration Days for particular cemeteries are still held on a Sunday in late spring or early summer in some rural areas of the American South, notably in the mountain areas. In cases involving a family graveyard where remote ancestors as well as those who were deceased more recently are buried, this may take on the character of an extended family reunion to which some people travel hundreds of miles. People gather, put flowers on graves and renew contacts with relatives and others. There often is a religious service and a picnic-like “dinner on the grounds,” the traditional term for a potluck meal at a church.[7]

On June 3, 1861, Warrenton, Virginia was the location of the first Civil War soldier’s grave ever to be decorated, according to a Richmond Times-Dispatch newspaper article in 1906.[8] In 1862, women in Savannah, Georgia decorated Confederate soldiers’ graves according to the Savannah Republican.[9] The 1863 cemetery dedication at Gettysburg, Pennsylvania, was a ceremony of commemoration at the graves of dead soldiers. On July 4, 1864, ladies decorated soldiers’ graves according to local historians in Boalsburg, Pennsylvania.[10] and Boalsburg promotes itself as the birthplace of Memorial Day.[11]

In April 1865, following President Abraham Lincoln’s assassination, commemorations were ubiquitous. The more than 600,000 soldiers of both sides who died in the Civil War meant that burial and memorialization took on new cultural significance. Under the leadership of women during the war, an increasingly formal practice of decorating graves had taken shape. In 1865, the federal government began creating national military cemeteries for the Union war dead.[12]

On May 1, 1865, in Charleston, South Carolina, recently freed African-Americans held a parade of 10,000 people to honor 257 dead Union Soldiers, whose remains they had reburied from a mass grave in a Confederate prison camp.[13] Historian David W. Blight discovered contemporary news reports of this forgotten incident in the Charleston Daily Courier and the New-York Tribune. Blight claimed that “African Americans invented Memorial Day in Charleston, South Carolina”,[14] In 2012, Blight stated that he “has no evidence” that the event in Charleston inspired the establishment of Memorial Day across the country.[15]Snopes concludes that the decoration day observance did indeed take place but that it was not the origin of Memorial Day, labeling Blight’s claim a “mixture.”[16]

In 1868, copying a southern annual observance,[17] General John A. Logan of the Grand Army of the Republic, an organization of Union veterans founded in Decatur, Illinois, established Decoration Day as a time for the nation to decorate the graves of the Union war dead with flowers.[18] By the 20th century, various Union and Confederate memorial traditions, celebrated on different days, merged, and Memorial Day eventually extended to honor all Americans who died while in the military service.[1]

On May 26, 1966, President Lyndon B. Johnson designated an “official” birthplace of the holiday by signing the presidential proclamation naming Waterloo, New York, as the holder of the title. This action followed House Concurrent Resolution 587, in which the 89th Congress had officially recognized that the patriotic tradition of observing Memorial Day had begun one hundred years prior in Waterloo, New York.[19] The village credits druggist Henry C. Welles and county clerk John B. Murray as the founders of the holiday. Scholars have determined that the Waterloo account is a myth.[20] Snopes and Live Science also discredit the Waterloo account.[21

20th century

Indiana from the 1860s to the 1920s saw numerous debates On how to expand the celebration. It was a favorite lobbying activity of the Grand Army of the Republic (GAR). An 1884 GAR handbook explained that Memorial Day was “the day of all days in the G.A.R. Calendar” in terms of mobolizing public support for pensions. It advised family members to “exercise great care” in keeping the veterans sober.[51]. As the years went by, the GAR complained more and more about the younger generation. In 1913, one Hoosier veteran complained that younger people born since the war had a “tendency … to forget the purpose of Memorial Day and make it a day for games, races and revelry, instead of a day of memory and tears.”[52] Indeed, in 1911 the scheduling of the Indianapolis Motor Speedway car race was vehemently opposed by the increasingly elderly GAR. The state legislature in 1923 rejected the race on that special day. But the new American Legion and local officials wanted the big race to continue, so Governor Warren McCray vetoed the bill and the race went on.[53]

In the national capital in 1913 the four-day “Blue-Gray Reunion” featured parades, re-enactments, and speeches from a host of dignitaries, including President Woodrow Wilson, the first Southerner elected to the White House since the War. James Heflin of Alabama gave the main address. Heflin was a noted orator; His choice as Memorial Day speaker was criticized, as he was opposed for his support of segregation; however, his speech was moderate in tone and stressed national unity and goodwill, gaining him praise from newspapers.[54]

One of the longest-standing traditions is the running of the Indianapolis 500, an auto race which has been held in conjunction with Memorial Day since 1911.[55] Originally it was held on Memorial Day itself, and since 1974 it runs on the Sunday preceding the Memorial Day holiday. Since 1961 NASCAR‘s Coca-Cola 600 has been held during Memorial Day weekend, and has also been held on the previous Sunday since 1974.[citation needed] Since 1976 The Memorial Tournament golf event has been held on or close to the Memorial Day weekend.[citation needed] The final of the NCAA Division I Men’s Lacrosse Championship is held on Memorial Day.[citation needed]

“On Decoration Day” Political cartoon c. 1900 by John T. McCutcheon. Caption: “You bet I’m goin’ to be a soldier, too, like my Uncle David, when I grow up.”

The preferred name for the holiday gradually changed from “Decoration Day” to “Memorial Day,” which was first used in 1882.[56] Memorial Day did not become the more common name until after World War II, and was not declared the official name by Federal law until 1967.[57] On June 28, 1968, Congress passed the Uniform Monday Holiday Act, which moved four holidays, including Memorial Day, from their traditional dates to a specified Monday in order to create a convenient three-day weekend.[58] The change moved Memorial Day from its traditional May 30 date to the last Monday in May. The law took effect at the federal level in 1971.[58] After some initial confusion and unwillingness to comply, all 50 states adopted Congress’ change of date within a few years.

May 23, 2018 at 4:40am
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How Will Exiting Iran Deal Affect the US Dollar and Business

Iran Deal Under Review By President Trump

Since Donald trump came to power in 2016, there have been tensions between the US and various other countries which have caused economic and political shockwaves around the world. At the start of the year, tensions between the US and North Korea seemed to be escalating rapidly, and relations with China were stretched with talks of a trade war occurring.

Most recently, Trump’s decision to withdraw from the Iran deal drew widespread condemnation from global leaders, suggesting it was a controversial and potentially consequential move. Here are some of the ways this may affect the dollar.

Volatility

The tensions between the US and Iran may well cause volatility in the dollar, given that it is a controversial move which will greatly restrict economic relations between the two countries. Some even believe that other countries may benefit from this, as they try to bypass US sanctions and pay for Iran’s major export, oil, in their own currencies rather than the dollar.

This could end the era of the petrodollar, which has benefitted the US for many years. As such, the dollar’s value may well sink as other countries race to take advantage of this.

Sanctions

By withdrawing from the Nuclear Deal and putting sanctions on Iran once again, the US may well find that some businesses suffer as a result. Those which were previously dealing with Iranian companies will now find it much harder to do business with them, which could, ultimately, lose them profit.

This may well lead to a dip in their profits, potentially affecting the value of some company shares. Some groups may even need to use the services of investment advisors like Wellington Management Funds before choosing stocks to invest in, so that they can navigate some of the stocks which may lose value as a result of recent events.

Oil

The price of oil has already shot up to over $80 a barrel since the US placed sanctions on Iran once again, meaning that the sanctions themselves may well have had the opposite intended effect (given that the oil industry is a major part of Iran’s economy).

This could be bad news for US consumers, as it may well make a number of commodities (such as petrol) more expensive, and potentially drive down consumer spending, once again harming the dollar’s value overall.

The US withdrawal from the Iran Deal has caused a great deal of tension globally, and the full effects are yet to be realised. There will no doubt be further developments to come, many of which may have a bearing on the dollar’s value and fortunes, at least in the short term.

 

May 23, 2018 at 4:40am
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Beat Stress and Regain Control of Your Life

Life is busy: it can feel like you are continually spinning plates just to stay afloat, and it is this plate spinning act that can make it seem like life is out of control. So how can you reduce the stress and fatigue that you are experiencing? Here are 4 tips to help you regain control of your life and stop stresses in their tracks.

  1. Review your finances

Financial worries are the main cause of stress, but when was the last time that you reviewed your household budget? Create a spreadsheet that details your income and your expenditure. Chances are high that you will be surprised at where you are leaking money. Take lunch prepared at home to work and reduce the number of takeout coffees that you buy each week to reduce your spending. Review your utility bills and seek a better rate from other providers – be active in saving money. If you currently have tax issues from unfiled returns, rather than stick your head in the sand, take advice and seek a solution. A company such as mytaxlawyer.org can take the headache from you, and help resolve the stress that you are in.

  1. Say no

You do not have to keep saying yes to every demand that is made on your time. You do not have to accept every invitation, and that means saying no. Friends and family will understand if you decline invitations or requests for your attendance at events. Although initially they may be taken aback by your change in habit, sometimes you just need to say no, and in the long run, they will come to terms with this alteration. Instead, spend time catching up on chores and tasks that need to be completed. Spending time to complete your to-do list will reduce your stress levels, and free you from worry.

  1. Review your diet

In order to perform at your peak, you must fuel your body so that it is able to cope with the demands that you make on it – both physically and mentally. Try to avoid over processed food and make healthy decisions for your food and drink intake. Fresh fruit and vegetables are not only great for your body, but for your mind too. The more colorful your food options, the richer they are in the nutrients that you need to function at optimum performance.

  1. Take up a hobby

While this may feel counter-intuitive for someone that is lacking in time and feeling stressed, taking up a hobby is a great way to take time out. A hobby allows you to focus on something other than the issues that are causing your worries, and the benefit of taking time out is that you can revisit the issues but with a fresh perspective from taking a break. The small details that have caused you stress are reduced, and you can look at the bigger picture. If you are physically able, try and choose a hobby that requires some physical exertion – get the blood pumping, and you will benefit from the release of endorphins that are the body’s natural feel-good hormones.

To gain control of your life, you must be active in seeking solutions. Be kind to yourself and make your wellbeing a priority. Whether you have financial worries or feel that you don’t have time to be the best version of you, by being proactive you can regain control.

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Is Bitcoin’s Slow Dominance of the Internet a Good Thing?

Back in 2008 when Bitcoin was first conceived and began making its entry into the world of currency, there was a great deal of speculation as to whether or not this digital currency could (or would!) take the power of finances away from central banks around the world that have always held the keys to wealth. Over the past 8 years Bitcoins have surged in value from their humble beginnings at a value of $0.01 per coin to over $1200 per coin in 2013 and then back down again to just about half that value where they are currently valued at. Even though this currency is highly speculative, there are those who question whether their slow dominance of the Internet is a good thing – or not. Here are some thoughts on the issue.

Difficult to Use without Being Valued against other Bitcoins

As a peer to peer currency that is really valued by supply and demand, it should also be realized that there are only so many Bitcoins that will ever be made. The supply is finite, which to some, gives them value because of the old ‘supply and demand’ rule of finance. When it comes to wagering on online games such as poker, it becomes difficult to use them as a currency because it is difficult to break them down into smaller units that can be used as a wager and also, hard for ultimate values to be assessed as the value is even more volatile than many of the leading currencies on the market. It is far easier to use a major currency against another major currency than it is a digital currency against a major currency. In short, they are not yet fully understood by the masses and computations are highly complex. Too complex for the average financial transaction online.

The #1 Concern – Digital Anything Is Open to Hackers

Then there is the concern that since Bitcoins are a digital currency, hackers can literally take over a person’s supply with no one being the wiser as they can also create bogus Bitcoins that may be passed as authentic. The current level of online security appears to be inadequate to keep up with the type of security needed for digital currency so the slow dominance of the internet in this regard is actually a good thing. The longer it takes for this particular currency to gain in popularity and use, the longer cyber security teams will have to find ways to secure sites that accept Bitcoin payment.

In the end, the faster anything at all gains dominance over a market, the quicker it can come tumbling down. When people like online gamers are wagering bets, the money they are playing with needs to have real value. There is nothing ‘tangible’ about an online game as there would be such things as ordering articles from an online merchant and with the hopes of winning, that money being wagered becomes all the more important. It’s just that – a wager, a bet. With nothing to say that other digital currencies won’t hit the market, lowering its value and no sure way to protect against hackers at this time, slow dominance is indeed a very good thing.

 

 

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Prices Likely to Spike for Common and Uncommon Goods as Geo-Political Tensions Rise

 

In today’s global economy, what happens in one part of the world – sometimes in one specific country – can set off a chain reaction likely to have far-reaching effects for consumers everywhere. When Panama Disease hit and peaked in Central America in the 1950s, for example, it wiped out thousands of acres of banana plantations that caused a worldwide shortage of the fruit, even forcing growers to abandon their favored cultivar and go in search of new types. Today, most of the world eats an entirely different kind of banana – the Cavendish – because of this.

 

Like bananas, global products of all kinds are not immune to the effects of global markets. Recent announcements and economic policies have U.S. markets and consumers poised for a price hike for common steel and aluminum products. From soda cans to new cars, hundreds of industries are likely to see costs go up. Yet these products are far from the only ones being impacted by global geo-political tensions and sharp changes in demand and consumer preferences.

 

Food

Global food prices are hitting new highs as demand for meat, dairy, and wheat from countries with expanding populations continues to surge. U.N. food agency data shows global food prices are up 7 percent from a year ago and ahead 17 percent from a low set in early 2016. According to analysts, there has been a growing global demand for meat, particularly for beef. So strong is this demand that global meat has outpaced most other major food commodity groups, according to U.N. data.

 

Common Household Goods

Yes, even toilet paper is not immune to drastic price hikes and consumer panic. Just this week, a spike in the price to produce toilet paper in Taiwan cause panic to a point where lines formed outside of local grocery stores as people snapped up toilet paper and paper towels in bulk. The mess began on February 23rd when, according to The Economist, Taiwanese retailers, including several supermarket chains, said that toilet-paper producers would increase prices by as much as 30 percent in March because the cost of raw pulp had gone up.

 

Pearls

Political uncertainty in the South China sea has forced the price of pearls upward, much to the dismay of traditional brick-and-mortar and online retailers throughout the U.S. Leon Rbibo, who runs two of the top pearl websites in the U.S., The Pearl Source and Laguna Pearl, says military escalations in this part of the world can drive costs up “literally overnight,” since a large portion of the world’s favorite gemstone is imported from this area. Add to that the implications of Brexit, which is destabilizing world currencies, and you have a recipe for higher costs.

 

Gas and Other Fuel Types

There was a brief respite from the pump for many U.S. consumers over the last year, but don’t bank on that trend continuing, analysts say. According to AAA and the transportation industry, more than half of the country is likely to see a significant spike in the average cost for a gallon of unleaded gasoline. According to AAA, there are numerous reasons for the hike:

 

This year “has seen fluctuating crude oil prices, strong gasoline demand and new U.S. oil production records creating a volatile gas price market from month to month for consumers,” Jeanette Casselano, AAA spokeswoman, said. “Typically, March brings more expensive pricing as days get longer, weather gets warmer and refinery’s gear up to switchover to pricier summer blends.”

 

Bourbon (and Other U.S.-Produced Spirits)

New U.S. tariffs have other countries considering raising duties of their own. The European Union could choose to retaliate by going after peanut butter, orange juice, cranberries, and yes, even that world-famous Kentucky bourbon.

 

The European Union is the first trade partner to offer specific steps and products if the U.S. is to proceed with certain proposed tariffs, including on steel. Canada has also promised countermeasures. And Mexico, China and Brazil are said to be weighing options.

 

 

 

 

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Spotify’s IPO Is Like Nothing We’ve Seen Before

 

 

 

If you’re into the world of investing, you know what an IPO, or Initial Public Offering, is. This is when companies offer shares to the general public in an attempt to raise funds; the transaction that defines the difference between privately held and publicly traded. However, Spotify’s offering is very different from anything we’ve ever seen before. Today, we’ll talk about how the Spotify IPO is unique.

Bell-Ringing… Spotify Won’t Be Taking Part!

When an IPO launches, the CEO or other members from the company’s team of executives will generally ring the opening bell or closing bell for the stock exchange on which it goes public. However, that won’t be the case for Spotify. In fact, the company won’t be engaging in any self promotion or congratulatory events on the day it goes public.

That’s right, the CEO won’t be on the trading floor on April third talking about the company. Not to mention, there will not be any parties to celebrate the going public milestone. In a recent statement, Daniel Ek, CEO and founder at Spotify, had the following to offer:

                                       “For us, going public has never really been about the pop or circumstance of it all…”

 

New Shares… No Need!

Even more interestingly, Spotify will not be offering any NEW shares during its IPO! In general, when a company launches its IPO,that company will offer new shares of the stock to those that purchase through the IPO. However, Spotify is going about things in a very unconventional way.

In a recent announcement, the company said that it would not be offering new shares. Instead, all Spotify shares included in the IPO are shares held by existing shareholders. While this is very unorthodox, it’s actually very interesting and could be for a very good reason.

When new shares are included in an IPO, they are traditionally known as a lockup period. However, by only offering shares that are already held by existing shareholders, there will be no lockup period enforced by Wall Street underwriters. Is this a positive or negative? Well, no one really knows as we’ve never seen anything like this before. However, it does provide some advantages that could cause further demand among the investing public.

No Closed-Door Promotion

Finally, when a company launches an IPO, there’s quite a bit of awareness building that happens to take place. Much of this awareness building is done behind closed doors on road shows. However, Spotify has made it clear that they will not be doing any closed door promotion of the IPO. Instead, everything done will be public knowledge.

This was taken a step further on Thursday when the company first live streamed a road show. Here’s the link to the archived video. While this is unorthodox yet again, it could prove to be a positive as it will likely lead to investors enjoying the added transparency.

Final Thoughts

IPOs happen all of the time. However, this particular IPO is like nothing the market has ever seen before. Without private meetings, bell ringing events, interviews and new shares, Spotify is setting the stage for a very interesting first trading session on March 3rd.

 

March 18, 2018 at 6:47am
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Beat Stress and Regain Control of Your Life

Life is busy: it can feel like you are continually spinning plates just to stay afloat, and it is this plate spinning act that can make it seem like life is out of control. So how can you reduce the stress and fatigue that you are experiencing? Here are 4 tips to help you regain control of your life and stop stresses in their tracks.

  1. Review your finances

Financial worries are the main cause of stress, but when was the last time that you reviewed your household budget? Create a spreadsheet that details your income and your expenditure. Chances are high that you will be surprised at where you are leaking money. Take lunch prepared at home to work and reduce the number of takeout coffees that you buy each week to reduce your spending. Review your utility bills and seek a better rate from other providers – be active in saving money. If you currently have tax issues from unfiled returns, rather than stick your head in the sand, take advice and seek a solution. A company such as mytaxlawyer.org can take the headache from you, and help resolve the stress that you are in.

  1. Say no

You do not have to keep saying yes to every demand that is made on your time. You do not have to accept every invitation, and that means saying no. Friends and family will understand if you decline invitations or requests for your attendance at events. Although initially they may be taken aback by your change in habit, sometimes you just need to say no, and in the long run, they will come to terms with this alteration. Instead, spend time catching up on chores and tasks that need to be completed. Spending time to complete your to-do list will reduce your stress levels, and free you from worry.

  1. Review your diet

In order to perform at your peak, you must fuel your body so that it is able to cope with the demands that you make on it – both physically and mentally. Try to avoid over processed food and make healthy decisions for your food and drink intake. Fresh fruit and vegetables are not only great for your body, but for your mind too. The more colorful your food options, the richer they are in the nutrients that you need to function at optimum performance.

  1. Take up a hobby

While this may feel counter-intuitive for someone that is lacking in time and feeling stressed, taking up a hobby is a great way to take time out. A hobby allows you to focus on something other than the issues that are causing your worries, and the benefit of taking time out is that you can revisit the issues but with a fresh perspective from taking a break. The small details that have caused you stress are reduced, and you can look at the bigger picture. If you are physically able, try and choose a hobby that requires some physical exertion – get the blood pumping, and you will benefit from the release of endorphins that are the body’s natural feel-good hormones.

To gain control of your life, you must be active in seeking solutions. Be kind to yourself and make your wellbeing a priority. Whether you have financial worries or feel that you don’t have time to be the best version of you, by being proactive you can regain control.

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Tips for choosing the right workout equipment

There are many people who do not like stepping out of their home and visit a gym yet the wish to stay fit and maintain proper shape. Though workout is mostly done in a gym or under the open sky, you can also practice regular workout in your home. Workout in the home can be done with and without equipment. Here, in this article, we are sharing some important tips that you must keep in mind while you are workout equipment for your daily workout session at home.

  1. Know your workout preference: While choosing gym equipment for your home workout session, the first thing that you must do it is know your workout preference. If you are someone who likes practicing yoga, equipment like yoga mat is perfect for you as for yoga you do not need any machine.
  2. Take a proper measurement: While purchasing gym equipment it is necessary for you to take proper measurement of the space where you are planning to place your gym machines. It is a good idea to measure the space before installation of machines as it will make sure that you are purchasing equipments which are suitable for the space available. When go for purchasing, ask the seller about the measurement.
  3. Try out the equipments yourself: It is always a wise idea to try out anything before you make up your mind for purchasing it. When you test drive anything, you get know all the flaws and the benefits of that particular thing. One must only purchase an item when he or she is comfortable in using it.
  4. Fitness goal: Once you decide about purchasing a gym equipment for your home gym make sure that you know your fitness goal in advance. If you want to lose weight fast, a treadmill will be beneficial. However, if you want to gain strength you should go for more muscle building equipment. One must choose a fitness equipment which will suit his or her needs. Check here for more information about fitness equipment.
  5. Budget: When it comes to purchasing anything , budget plays an important role. When you decide on purchasing anything you should keep in mind the amount that you are willing to spend for purchasing that particular thing. Generally, one must not spend a huge amount on purchasing workout equipment for home. However, you must also avoid purchasing very cheap equipment as well.

 

 

Some  other things that you must keep in mind while purchasing workout equipment:

  • Before you purchase any equipment make sure you do a proper online research about all the equipments that can be used for home workout. You will also find many equipments that are multifunctional making them perfect for home workout as they save a lot of money and space.
  • When you plan on purchasing home workout equipment, go for equipments having long term warranty. If you do not find any such product, extend the warranty period as will cost you less as compared to repairing.
  • When someone is planning to skip the gym and workout at home instead, some equipments like exercise balls, mats and videos prove to be very beneficial. As you are working out at home, you will have no instructor, a video can help you in such situations.      
  • So these were some of tips that you must keep in mind if you are planning to purchase a workout equipment.   

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The Five Biggest Business Plagiarism Scandals

Throughout history, plagiarism has always been present, but never more so than in the current digital age. Where the internet is filled to the brim with content, with more being posted each and every day, it can be difficult to truly know whether what you are reading is original content. However, while most plagiarism cases are dealt with easily or float under the radar, there are some higher profile cases that certainly haven’t had that benefit! From the likes of Amy Schumer, to Melania Trump and even The New York Daily News, the following certainly could’ve done with a plagiarism checker! Without further ado, here are the five biggest plagiarism scandals of recent years.

The New York Daily News

The New York Daily News case was one that taught editors and writers across the globe a valuable lesson – keep drafts, notes, and ensure you save any relevant emails! They might not seem like much once the piece is done and ready to go, but you never know just when it might prove useful.

On April 19th 2016, journalist Shaun King had an article published that readers noticed was very similar to one published much earlier by The Daily Beast. Of course, this was immediately accused of being plagiarised, but there was an unexpected twist to come! King took to twitter after the accusations with evidence of timestamped emails that contained his original submission, and it turned out it was in fact an editorial issue! Jotham Sederstrom edited out the attribution that had been put into the piece before it went online! As a result, he was fired for the mistake.

Joe Biden

Many of us known Joe Biden as the much-loved vice president to Barack Obama, but long before he filled that role, Biden tried his own hand at the top spot. In 1987, Biden was running his presidential campaign but it was swiftly cut short when the accusations of plagiarism came rolling in. It soon surfaced that Biden had stolen a speech from a British politician by the name of Neil Kinnock. Soon after his academic work came under fire for plagiarism also. His withdrawal from the presidential race was, of course, announced soon after.

Amy Schumer

Laughter is a language that every person can speak, and jokes are often a great way of spreading said laughter around – well, if they don’t receive a groan instead! But in 2016, Amy Schumer came under fire when she was accused of plagiarising the jokes she was using in her stand-up performances. Tammy Pescatelli, Kathleen Madigan and Wendy Liebman all claimed that Schumer had ‘stolen’ their jokes and passed them off as her own without firing a single thank you in their direction. This story didn’t come to any conclusion, however, as Schumer only denied the claims, and it wasn’t taken any further.

Melania Trump

While this one might not be the tip of the ice-burg when it comes to thinking about the most words plagiarised, it certainly does for one of the worst possible places to do it. Also taking place in 2016, Melania Trump’s plagiarism scandal came about when she took to the stage to give a speech on the President’s behalf at the Republican National Convention. However, as great as the speech may have appeared to some, it pricked the ears of Obama fans, who quickly realised that Melania’s speech sounded strangely similar to Michelle Obama’s speech that was given in 2008 at the Democratic National Convention. Melania’s speech writer was blamed, and while she apologised and went on to try and resign, Trump refused to accept it anyway.

Vladamir Putin

1997 brought about Putin’s turn to face public criticism following accusations of plagiarism. Putin’s 1996 dissertation titled ‘Strategic Planning of Mineral Resources Replenishment at a Regional Level in Market Economy’ fell under scrutiny when it appeared to bear unavoidable resemblance to a book written by William Kind and David Cleland’s book ‘Strategic Planning and Policy’. Granted, no one’s approached Putin to question it directly, but the accusations have been made all the same.

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